)
Edge17 Oct 2025
A Castle in the Sky: The Story of Oracle
Oracle's journey from database innovator to disciplined enterprise backbone, now shaping the AI buildout with a standardized cloud infrastructure.
Great-West Lifeco (GWO) investor relations material
Great-West Lifeco Barclays 23rd Annual Global Financial Services Conference summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Barclays 23rd Annual Global Financial Services Conference summary8 Sep, 2025
Strategic business transformation and growth targets
Portfolio transformed over the past decade through consolidation and divestitures, focusing on developed markets and capital-light businesses.
U.S. business repositioned by selling non-core assets and becoming the second largest retirement provider, with significant organic and inorganic investments.
Enhanced disclosure led to upgraded targets: earnings growth raised to 8–10%, ROE target increased to 19%+, and capital generation clarified at 580%+ of earnings over the medium term.
Capital-light businesses (retirement, wealth, group benefits) now comprise two-thirds of the portfolio, expected to reach 70–75% over the medium term.
Execution priorities include organic market share growth and expanding U.S. wealth business, targeting a 30% increase in rollover capture over five years.
U.S. retirement and wealth strategy
U.S. retirement market strategy leverages cost leadership, proprietary technology, and open architecture to drive consolidation and market share gains.
Wealth business focuses on hybrid human-digital advice for mass affluent clients, aiming to increase rollover capture and deepen client relationships.
Revenue is diversified: 50% asset-based fees, 25–30% transactional, and the rest from spread-based products.
Principal investments target organic growth in wealth, with double-digit earnings guidance and mid-single-digit growth in retirement.
Multi-product relationships and new offerings (e.g., HSAs, brokerage, education savings) are key to increasing client retention and capture rates.
Competitive landscape and M&A approach
Market share gains driven by service and product breadth rather than price alone; price competition exists but is offset by operational efficiencies.
Industry remains fragmented; further consolidation is expected, with readiness to pursue disciplined, opportunistic M&A when strategic fits arise.
Strong integration track record with both large and small acquisitions; preference for larger deals due to synergies but capable of both.
Sector pressure is highest on smaller players due to fixed costs, with the two largest providers leading market consolidation.
How to boost Empower's rollover capture rate?
Future M&A focus for U.S. retirement sector
Where are productivity investments concentrated?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Great-West Lifeco earnings date
Q3 20256 Nov, 2025
Next Great-West Lifeco earnings date
Q3 20256 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Frequently asked questions
Great-West Lifeco Inc is a Canadian financial services holding company providing life insurance, retirement savings, investment, and reinsurance solutions. It operates through several subsidiaries in North America and Europe, serving individual and institutional clients. The company is headquartered in Winnipeg, Canada, and its shares are listed on the TSX.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage