Greene County Bancorp
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Greene County Bancorp (GCBC) investor relations material

Greene County Bancorp AGM 2026 presentation summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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AGM 2026 presentation summary7 Nov, 2026

Annual meeting business

  • Agenda included director elections for Christopher Cannucciari and Peter W. Hogan, ratification of Bonadio & Co., LLP, and a non-binding advisory vote on named executive compensation.

  • Stockholders were asked to approve a charter amendment to adopt a shorter corporate name.

Financial performance

  • Total assets increased from $2.572B in 2022 to $3.183B in 2026; net loans rose from $1.229B to $1.731B and deposits from $2.213B to $2.713B.

  • Net income reached $41.022M in 2026, versus $31.138M in 2025; EPS was $2.41, versus $1.83.

  • Dividend per share increased to $0.40 in 2026 from $0.36 in 2025; stockholders’ equity rose to $278M from $239M and book value per share to $16.32 from $14.03.

  • A $100,000 investment in December 1998 grew to $5,885,510 by June 30, 2026, including reinvested dividends; comparison values were $194,960 for KeyBank, $333,950 for NBT Bank and $566,590 for Trustco Bank.

Lending and community reach

  • Total net loans increased to $1.731B in 2026 from $1.229B in 2022; commercial loans rose to $1.288B from $853M.

  • Residential loans were $447M in 2026, versus $394M in 2022; loan mix shifted from 59% CRE, 9% commercial and 32% residential in 2022 to 65%, 8% and 27%, respectively, in 2026.

  • First-time homebuyer lending originated over $3.2M in loans, distributed $177,500 in grants and provided nearly $35,653 in closing-cost reductions.

  • The branch and office network expanded from 2 locations in 1970 to 25, spanning six counties; entry into Saratoga County began in Clifton Park in 2025.

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Q2 202721 Jan, 2027
Greene County Bancorp
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Q2 202721 Jan, 2027

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Frequently asked questions

Greene County Bancorp, Inc. is a bank holding company based in Catskill, New York. It operates primarily through its subsidiaries, The Bank of Greene County and Greene County Commercial Bank. The company provides a range of financial services, including retail, commercial, municipal, and investment management services. Their offerings include various deposit products like savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Additionally, Greene County Bancorp offers a broad spectrum of loans, including residential, commercial real estate, multifamily, consumer, and commercial loans, serving customers within the Hudson Valley region of New York. The company is headquartered in Catskill, New York, and its shares are listed on the NASDAQ.