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Greene County Bancorp (GCBC) investor relations material
Greene County Bancorp AGM 2026 presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Annual meeting business
Agenda included director elections for Christopher Cannucciari and Peter W. Hogan, ratification of Bonadio & Co., LLP, and a non-binding advisory vote on named executive compensation.
Stockholders were asked to approve a charter amendment to adopt a shorter corporate name.
Financial performance
Total assets increased from $2.572B in 2022 to $3.183B in 2026; net loans rose from $1.229B to $1.731B and deposits from $2.213B to $2.713B.
Net income reached $41.022M in 2026, versus $31.138M in 2025; EPS was $2.41, versus $1.83.
Dividend per share increased to $0.40 in 2026 from $0.36 in 2025; stockholders’ equity rose to $278M from $239M and book value per share to $16.32 from $14.03.
A $100,000 investment in December 1998 grew to $5,885,510 by June 30, 2026, including reinvested dividends; comparison values were $194,960 for KeyBank, $333,950 for NBT Bank and $566,590 for Trustco Bank.
Lending and community reach
Total net loans increased to $1.731B in 2026 from $1.229B in 2022; commercial loans rose to $1.288B from $853M.
Residential loans were $447M in 2026, versus $394M in 2022; loan mix shifted from 59% CRE, 9% commercial and 32% residential in 2022 to 65%, 8% and 27%, respectively, in 2026.
First-time homebuyer lending originated over $3.2M in loans, distributed $177,500 in grants and provided nearly $35,653 in closing-cost reductions.
The branch and office network expanded from 2 locations in 1970 to 25, spanning six counties; entry into Saratoga County began in Clifton Park in 2025.
- Record Q1 net income rose 40.9% to $12.5M as margins expanded.GCBC
Q1 2027 - Annual meeting to vote on directors, auditor, executive pay, and a company name change.GCBC
Proxy filing - Proxy covers director elections, auditor ratification, say-on-pay, and a company name change.GCBC
Proxy filing - Proxy covers director elections, auditor ratification, say-on-pay, and a company name change.GCBC
Proxy filing - Record earnings, asset growth, and improved margins highlight robust performance and outlook.GCBC
Q4 2026 - Record profitability, strong asset growth, and expanding presence drive continued success.GCBC
Investor presentation - Record earnings, asset growth, and strong capital despite a pension plan charge.GCBC
Q3 2026 - Record earnings, loan growth, and margin expansion drove new highs in assets and equity.GCBC
Q2 2026 - Annual meeting to vote on directors, auditor, executive pay, and governance matters.GCBC
Proxy Filing
Next Greene County Bancorp earnings date
Next Greene County Bancorp earnings date
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