)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Grong Sparebank (GRONG) investor relations material
Grong Sparebank Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary13 Aug, 2025
Executive summary
Net profit after tax reached NOK 100.5 million for H1 2025, up from NOK 70.7 million year-over-year; profit before tax was NOK 100.5 million, up from NOK 73.0 million.
Return on equity rose to 12.6% from 8.8% in the same period last year.
Core operations improved, driven by higher commission income and strong customer growth.
Customer deposits grew by NOK 668 million (8.8%) and gross lending increased by NOK 1.3 billion (10.6%) over the past 12 months.
Opened a new branch in Mo i Rana and announced plans for a new branch in Sandnessjøen; strengthened partnership with Helgeland Boligbyggerlag.
Financial highlights
Net interest income increased by NOK 3.1 million year-over-year to NOK 119.5 million (2.13% margin).
Net commission income rose to NOK 49.6 million from NOK 41.6 million, mainly from Eika Boligkreditt and insurance commissions.
Dividend income from Eika Gruppen contributed NOK 21.7 million; net gains from financial assets improved by NOK 17.3 million.
Operating expenses increased to NOK 82.8 million, mainly due to higher personnel costs and expansion.
Cost-to-income ratio (excluding securities) at 48.93%; including securities, improved to 43.18%.
Outlook and guidance
Interest rate reduction planned for Q3; Norges Bank reduced policy rate to 4.25%.
Significant improvement in capital position following adoption of a new standard method, supporting continued growth strategy.
Moderate loan losses expected to remain stable; close monitoring of risk exposures continues.
Plans to obtain an external credit rating in line with industry peers.
Assess impact of CRR3 on capital ratios.
How does the Mo i Rana venture impact growth?
Explain the increase in personnel costs.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Grong Sparebank earnings date
Q3 202513 Nov, 2025
Next Grong Sparebank earnings date
Q3 202513 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Grong Sparebank is a Norwegian independent savings bank that has been serving the community since its establishment in 1862. It provides a comprehensive suite of financial products and services tailored to both private individuals and corporate clients in Norway. The bank's offerings include savings accounts, fund savings, current accounts, deposit accounts, pension accounts, various loan products such as car loans, mortgage loans, consumer loans, and business loans, as well as overdrafts and leasing facilities. Grong Sparebank also extends its services to include a range of insurance products covering home and leisure, vehicles, animals, employees, private, commercial, and agricultural needs. Additionally, it offers bank guarantees, factoring, payment, and bank cards, alongside modern internet and mobile banking services for its clients' convenience. The company is headquartered in Grong, Norway, and its shares are listed on the Oslo Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage