)
Edge31 Oct 2025
Rolls-Royce: Full Thrust Ahead
From century-old crafted perfection to pandemic shock and reset, Rolls-Royce's story is shaped by heritage, turbulence, and a disciplined climb back.
Grupo Catalana Occidente (GCO) investor relations material
Grupo Catalana Occidente Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary30 Oct, 2025
Executive summary
Total turnover for 9M2025 reached €4,777.8M, up 4.7% year-over-year, with consolidated result at €614.2M, a 6.9% increase.
Attributable profit reached €558.0M, up 7.6% year-over-year.
Shareholder remuneration for 2024 amounted to €145.8M, with dividends up 8.7% from the prior year; dividend per share at €1.12 and payout ratio at 23.4%.
Share price rose 36.2% YTD, outperforming the Spanish market index.
Announced a voluntary public takeover bid by INOC, S.A., potentially leading to delisting; acceptance period runs from Oct 30 to Nov 28, 2025.
Financial highlights
Insurance turnover increased 4.7% to €4,570.7M; total turnover at €4,777.8M; attributable result grew 7.6% to €558.0M year-over-year.
Occident's ordinary result rose 11.2% to €259.6M; Atradius' ordinary result slightly declined by 0.5% to €327.9M.
Mémora's ordinary result surged 31.6% to €18.1M, with revenue up 5.5% and EBITDA margin at 23.6%.
Group's total net equity increased 11.1% to €6,411.4M as of September 2025.
Managed funds rose 6.7% to €18,006.3M.
Outlook and guidance
Strategy for 2025 focuses on leadership, integration, digital transformation, and sustainability.
Macroeconomic environment remains resilient with global GDP growth expected at 3.2% in 2025.
Insurance sector in Spain grew 13.6% in revenue, with life insurance up 22.2% and non-life up 8.0%.
Inflation is expected to moderate but remain around 4% globally; interest rates anticipated to decline further in 2025.
Sustainability initiatives are being strengthened and further integrated into business operations.
Delisting implications of INOC OPA
Atradius combined ratio increase drivers
Unrecognized real estate capital gains
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Grupo Catalana Occidente earnings date
Q4 202525 Feb, 2026
Next Grupo Catalana Occidente earnings date
Q4 202525 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Grupo Catalana Occidente S.A. is a Spanish insurance group offering life and non-life insurance, reinsurance, and credit insurance services. The company operates through multiple brands and subsidiaries across Spain and international markets. It is headquartered in Barcelona, Spain, and its shares are listed on the BME.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage