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Hagar
Hagar (HAGA) investor relations material
Hagar Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary16 Jan, 2026
Executive summary
Q3 2025/26 saw strong operations, exceeding management forecasts with a 12.4% YoY sales increase and a 21.6% rise in profit, while nine-month profit reached ISK 5,413 million, up from ISK 3,964 million YoY.
EBITDA for the nine months was ISK 14,097 million, compared to ISK 10,881 million in the prior year.
Customer visits to grocery stores in Iceland rose by 5%, and the new Takk loyalty program was launched, quickly gaining over 16,000 members.
The new Hagar Media unit was established to leverage in-store and digital advertising, creating a new revenue stream.
The acquisition of SMS in the Faroe Islands contributed to growth, with its impact not reflected in prior year comparatives.
Financial highlights
Q3 sales reached ISK 49.1b, up 12.4% YoY; EBITDA was ISK 4.6b, up 25.0%; profit was ISK 1.7b, up 21.6%.
9M sales totaled ISK 149.0b, up from ISK 134.3b YoY; 9M profit was ISK 5.4b, up 36.6%.
Gross margin improved by 2.5 percentage points to 25.1%; OPEX ratio increased by 1.3 percentage points to 16.4%.
Net cash from operating activities at the end of Q3 was ISK 15.96b, up from ISK 11.1b YoY; net cash at period end was ISK 6.1b.
Basic earnings per share rose to ISK 4.94 from ISK 3.66.
Outlook and guidance
Management raised full-year EBITDA guidance by ISK 600m to ISK 17,600–18,100m.
The outlook remains positive, with strong performance expected across all business units despite economic uncertainties.
The financial position remains strong with secured financing and access to ISK 3.0b in credit lines.
Continued use of market financing is anticipated in coming quarters.
SMS contribution to 9-month sales growth
How does Olís maintain strong EBITDA with declining fuel sales?
Explain the reliance on short-term market financing
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Next Hagar earnings date
Q4 202622 Apr, 2026
Hagar
Next Hagar earnings date
Q4 202622 Apr, 2026
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Frequently asked questions
Hagar hf is an Iceland-based retail company that operates a range of stores primarily in the grocery sector. The company manages low-price grocery chains such as Hagkaup and Bonus, which offer food products, clothing, beauty products, home furnishings, and leisure products. Additionally, Hagar hf engages in the sale of specialty products, including apparel, lingerie, home products, cosmetics, sports, and outdoor recreation equipment through its Hagkaup supermarkets and specialty stores. The company is also involved in wholesale activities, distributing fresh fruits, vegetables, and processed meat products. Hagar hf is headquartered in Reykjavík, Iceland, and its shares are listed on the Nasdaq Iceland.
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