Halyk Bank of Kazakhstan JSC Investor Relations Material

Halyk Bank of Kazakhstan Joint Stock Company, with its full Kazakh name translating to "Peoples' Savings Bank of Kazakhstan," is the largest commercial savings bank in Kazakhstan and also operates in Kyrgyzstan, Georgia, Russia, Tajikistan, and Uzbekistan. Founded in 1923, the bank has grown significantly and is considered the legal successor of the Soviet-era Sberbank in Kazakhstan. It offers a comprehensive range of services through its corporate, SME, retail, and investment banking segments. The bank's products and services include various deposit products, credit and debit cards, consumer loans, mortgages, and investment savings products among others. The company is headquartered in Almaty, Kazakhstan, and its shares are listed on the Kazakhstan Stock Exchange (KASE) and the London Stock Exchange (LSE).