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HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It focuses on homeowners' insurance, condominium owners' insurance, tenants' insurance, non-residential property owners' insurance, flood insurance, windstorm and hurricane coverage plan for residential and commercial property owners', artisan contractors' liability insurance; and re-insurance of homeowners' multi-peril policies.