Heartland Group Investor Relations Material

Heartland Group Holdings Limited is a financial services company in New Zealand that provides a range of banking, lending, and insurance solutions. The company focuses on niche financial products, including reverse mortgages, motor vehicle loans, livestock finance, and personal and business loans, primarily serving retail, rural, and small-to-medium enterprise (SME) clients. Heartland Group emphasizes accessible financial products tailored to specific customer needs, with services delivered through digital and traditional banking channels. The company is headquartered in Auckland, New Zealand, and its shares are listed on the NZX and ASX.