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Hightech Payment Systems (HPS) investor relations material
Hightech Payment Systems H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
H1 2026 operating revenue rose 13.1% YoY to MAD 760.6m; constant-currency growth was 11.9%, with Q2 growth accelerating to 15.1% from 10.7% in Q1.
Higher revenue and cost growth of 6.0% lifted EBITDA 74.7% to MAD 121.9m; net income returned to MAD 34.8m from a MAD 47.3m loss.
Full-year 2026 organic growth guidance of 12%–17% and progressive EBITDA-margin improvement was reaffirmed.
Financial highlights
Operating revenue was MAD 760.6m, up 13.1% YoY; activity revenue reached MAD 740.9m, up 16.4%.
Recurring revenue totaled MAD 576.2m, up 13.5%, and represented 75.8% of consolidated revenue versus 75.5% a year earlier.
Operating expenses rose 6.0% to MAD 638.7m, below revenue growth; EBITDA increased to MAD 121.9m from MAD 69.8m.
Net income attributable to shareholders was MAD 34.8m versus a MAD 47.3m loss; the financial result improved MAD 30.9m YoY.
At constant exchange rates, EBITDA was MAD 114.5m, up 64.1%, with a 15.2% margin.
Outlook and guidance
FY 2026 organic growth guidance remains 12%–17%, with progressive EBITDA-margin improvement versus 2025.
H2 growth drivers include conversion of the MAD 1,729m backlog, SaaS platform ramp-ups in North America, Australia and Asia, and continued upselling.
Cost discipline, innovation in cloud, AI, open banking and open finance, and improved cash conversion as billing milestones advance are priorities.
- Revenue rose 18.3%; 2024 organic growth guidance is 12%–17%.HPS
H2 2023 - SaaS-led growth, record backlog, and margin expansion drive strong 2025 results and 2026 outlook.HPS
H2 2025 - Record backlog and SaaS ramp-up drive confidence in 20%+ revenue and 30%+ EBITDA growth for 2025.HPS
H1 2025 - SaaS transition and CR2 deal set to drive recurring revenue and margin growth from 2025.HPS
H1 2024 - Record SaaS adoption and CR2 integration set the stage for accelerated, recurring revenue growth.HPS
H2 2024
Next Hightech Payment Systems earnings date
Next Hightech Payment Systems earnings date
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