)
Company research29 Apr 2026
Target Corporation: The Business Behind the Bullseye
How Target grew from a Minneapolis dry goods store into a retail giant, blending discount pricing with design and private-label power.
Hingham Institution for Savings
Hingham Institution for Savings (HIFS) investor relations material
Hingham Institution for Savings AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2026 summary30 Apr, 2026
Opening remarks and agenda
Meeting covered financial results, operating highlights, and included a Q&A session.
Financial performance review
Earnings increased from $26.4M in 2023 to $54.6M in 2025.
Return on equity rose from 6.57% in 2023 to 12.00% in 2025.
Book value per share grew at a 5-year CAGR of 9.9%, reaching $219.82 in 2025.
Net loans grew at a 5-year CAGR of 9.34%, totaling $3.914B in 2025.
Non-interest bearing deposits increased to $513.6M by Q1 2026.
Efficiency ratio for 2025 was 39.7%, with operating expenses at 67 bps of average assets.
Strategic initiatives and plans
Focus on organic growth in lending and deposit businesses, including expansion into new geographies.
Minority equity investments targeted in financial services and technology.
Upgrading digital banking tools and expanding the Specialized Deposit Group, especially in Washington, D.C. and San Francisco.
Emphasis on process improvement and use of artificial intelligence.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Hingham Institution for Savings
- Core net income jumped 72% as deposit growth and margin gains offset investment losses.HIFS
Q1 202621 Apr 2026 - Book value and loans grew, but earnings fell and margin stabilization is a key focus.HIFSAGM 20243 Feb 2026
- Director elections, robust loan and deposit growth, and margin recovery amid market challenges.HIFSAGM 20253 Feb 2026
- Earnings and efficiency soared in 2025, with strong deposit growth and improved capital metrics.HIFSQ4 202519 Jan 2026
- Q3 2025 net income surged 195%, with strong core earnings and improved efficiency.HIFSQ3 202519 Jan 2026
- Q2 2025 net income and core earnings soared, with efficiency and capital ratios remaining strong.HIFSQ2 202516 Oct 2025
- Q3 2024 net income rose 77% year-over-year, with strong asset quality and capital ratios.HIFSQ3 202416 Oct 2025
- Net income rose to $7.12M, core net income up 175%, and net interest margin reached 1.50%.HIFSQ1 202516 Oct 2025
- Net income and returns fell, but net interest margin and credit quality showed resilience.HIFSQ2 202416 Oct 2025
Next Hingham Institution for Savings earnings date
Q2 202610 Jul, 2026
Hingham Institution for Savings
Next Hingham Institution for Savings earnings date
Q2 202610 Jul, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Business philosophy23 Apr 2026
Greg Foran: The New CEO of Kroger
How Greg Foran rose from store floor to CEO of Kroger, led Walmart's turnaround, and built a leadership style focused on execution.
)
Company research22 Apr 2026
Companies That Had Their IPO in 2025: The IPO Market Recovers
After years of uncertainty, 2025 marked the IPO market's return, with major listings like Klarna and Figma signaling renewed momentum.
Frequently asked questions
Explore our global coverage