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HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. Its commercial banking segment offers loan products to businesses, such as working capital and term loans; revolving lines of credit secured by accounts receivable and inventory; lines of credit secured by equipment; letters of credit and other trade-related products; asset-based lending programs, including asset-based revolving lines of credit; bond financing, which involve investing in tax-exempt bonds issued by governmental entities to fund capital projects; and venture capital investments.