Hua Nan Financial Holdings (2880) investor relations material

Executive summary

• Net profit after tax for 1Q26 reached NT$7.66bn, up 43.5% year-over-year, with EPS at NT$0.55 and annualized ROE and ROA at 12.77% and 0.70% respectively.

• Major subsidiaries all posted strong growth: HNCB net income up 17.9% YoY, HNSC up 425.6% YoY, and SCIC up 52.4% YoY.

• Robust business momentum across all sectors, with digital transformation and customer base expansion highlighted.

• Recognized for sustainability and innovation, with multiple awards and ESG index inclusions.

Financial highlights

• Consolidated net income for 1Q26 was NT$7.66bn, a 43.5% increase YoY; EPS rose 44.7% YoY to NT$0.55.

• Total assets grew 7.6% YoY to NT$4.45tn; book value per share increased 5.6% YoY.

• HNCB achieved double-digit growth in both net interest income (NII) and net fee income (NFI); NFI hit a record NT$4.56bn.

• HNSC net income reached NT$1.13bn, up 425.6% YoY, with EPS of NT$1.73, ranking top among state-owned security firms.

• SCIC net income was NT$506mn, up 52.4% YoY, with EPS at NT$2.53.

Outlook and guidance

• Plans to adjust loan composition, expand SME business, and focus on high-contribution clients.

• Emphasis on digital empowerment, customer experience optimization, and targeting younger demographics.

• HNSC to deepen one-stop “Bank + Securities” services and expand high-asset customer business.

• SCIC to consolidate auto dealer and bank platforms, and enhance high-quality insurance business.