Hua Nan Financial Holdings (2880) investor relations material

Executive summary

• H1 2026 net profit was NT$17,363,174 thousand, up 58.0% year-over-year; Q2 net profit was NT$9,699,904 thousand.

• Total assets reached NT$4,546,467,034 thousand at June 30, 2026, up 8.7% year-over-year.

• HNSC and SCIC net profits rose to NT$3,222,218 thousand and NT$1,101,926 thousand, respectively, with strong year-over-year growth.

Financial highlights

• H1 total net revenue was NT$40,731,082 thousand; net interest income rose to NT$16,030,332 thousand from NT$14,325,903 thousand.

• H1 basic and diluted EPS was NT$1.24, up from NT$0.78; Q2 EPS was NT$0.69 versus NT$0.42.

• H1 FVTPL gain was NT$11,505,763 thousand versus a NT$27,571,792 thousand loss; net FX loss was NT$3,147,225 thousand versus a NT$32,522,506 thousand gain.

• Annualized ROE was 14.53% and ROA was 0.78%; H1 ROE was 7.25% after tax and ROA was 0.39% after tax.

Segment performance

• HNCB H1 net profit was NT$13,258,537 thousand; net interest income, fee income and treasury income rose 10.4%, 26.0% and 29.1% year-over-year.

• HNSC H1 net profit increased to NT$3,222,218 thousand from NT$592,644 thousand; underwriting revenue and proprietary investment profit rose 1,380% and 903%.

• SCIC H1 net profit rose to NT$1,101,926 thousand from NT$85,783 thousand; insurance service result improved to NT$951,845 thousand.

• Other divisions reported an H1 net loss of NT$182,192 thousand, versus a NT$932,049 thousand loss in the restated prior-year period.

• HNCB assets were NT$4.38tn, SME loan market share was 6.89%; SCIC set a period high in written premiums.