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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Humana
Humana (HUM) investor relations material
Humana has been delisted
Humana Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary22 Oct, 2026
Executive summary
Q3 revenue rose 4% YoY to SEK 2,592m; organic growth turned positive at 0.3% vs -1.2% a year ago.
Adjusted operating profit reached a quarterly record of SEK 221m, up 6% YoY, with adjusted operating margin improving to 8.5% from 8.3%.
Nine-month adjusted operating profit rose 4% to SEK 410m, while reported profit fell 28% to SEK 152m, reflecting comparison effects and current-period charges.
Financial highlights
Q3 operating profit was SEK 213m, up 3%; net profit was SEK 123m, up 2%; EPS was SEK 2.58 vs SEK 2.40.
Nine-month revenue increased 2% to SEK 7,649m; operating profit declined 16% to SEK 356m and EPS fell 24% to SEK 3.19.
Q3 operating cash flow was SEK 146m vs SEK 96m; free cash flow was SEK 12m vs -SEK 17m. Nine-month free cash flow reached SEK 183m vs SEK 41m.
Acquired operations added SEK 50m to Q3 revenue and SEK 124m to nine-month revenue.
Outlook and guidance
Medium-term financial targets: 7% operating margin, 5% annual organic growth plus 2–3% from bolt-on acquisitions, and interest-bearing net debt below 3.0x EBITDA excluding IFRS 16.
Yearly revenue in the growth pipeline reached SEK 615m; new care-site contracts were signed, particularly in Finland and Sweden, amid increasing Nordic care demand.
Growth efforts focus on services for people with functional impairments and elderly care; targeted initiatives to improve organic growth were beginning to yield results.
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Latest events from Humana
- Adjusted operating profit up 6% with margin gains, strong pipeline, and improved leverage.HUM
Q2 2026 - Profitability and margins improved, driven by acquisitions and efficiency gains.HUMQ1 2026
- EPS up 65% to SEK 4.73; new projects, acquisitions, and higher dividend offset revenue decline.HUMQ4 2025
- Record profit, margin, and EPS growth, with strong cash flow and validated climate targets.HUMQ3 2025
- Profitability up in Sweden and Norway; Finland transitions, with strong cash flow and lower debt.HUMQ2 2025
- Record Q3 profit and 11% revenue growth driven by acquisitions and operational improvements.HUMQ3 2024
- Adjusted operating profit up 40% to SEK 107m, with 5% revenue growth and higher leverage.HUMQ2 2024
- Profitability and margins improved, supported by divestments and strong Norway growth.HUMQ1 2025
- Revenue up 7% to SEK 10.3bn, margin at 5.0%, dividend and buyback proposed.HUMQ4 2024
Humana
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Frequently asked questions
Humana provides health insurance products and services, including medical and specialty insurance plans, primarily targeting individuals, employers, and government-sponsored programs. The company’s offerings include Medicare Advantage plans, group health insurance, and healthcare services such as wellness programs. The company is headquartered in Louisville, Kentucky, and its shares are listed on the NYSE.