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IDBI Bank (IDBI) investor relations material

IDBI Bank Q2 26/27 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q2 26/27 earnings summary17 Oct, 2026

Executive summary

  • Q2 FY27 standalone net profit was ₹2,205.45 crore; the year-earlier quarter included a ₹1,698.91 crore net gain from the NSDL share offer, affecting the comparison.

  • H1 FY27 standalone net profit was ₹4,320.63 crore versus ₹5,634.73 crore; consolidated net profit after minority interest was ₹4,341.59 crore versus ₹5,248.76 crore.

Financial highlights

  • Q2 standalone total income was ₹9,865.12 crore versus ₹9,593.64 crore YoY; interest earned was ₹8,512.15 crore versus ₹7,104.23 crore.

  • Q2 standalone operating profit was ₹2,892.51 crore versus ₹3,522.78 crore YoY; profit before tax was ₹2,883.96 crore versus ₹4,175.39 crore.

  • H1 standalone total income was ₹18,438.13 crore versus ₹18,051.68 crore; operating profit was ₹5,060.32 crore versus ₹5,876.83 crore.

  • Q2 consolidated total income was ₹9,936.38 crore versus ₹9,263.53 crore YoY; net profit after minority interest was ₹2,214.45 crore versus ₹3,229.58 crore.

Segment performance

  • Q2 standalone segment results before tax: Corporate/Wholesale ₹1,247.43 crore, Retail ₹764.94 crore, Treasury ₹775.88 crore and Other Banking Operations ₹68.89 crore.

  • Corporate/Wholesale segment profit rose from ₹280.87 crore QoQ; Retail segment profit declined from ₹1,106.15 crore and Treasury from ₹1,375.74 crore QoQ.

  • Q2 standalone segment revenue was ₹9,640.52 crore for Retail, ₹3,679.29 crore for Treasury and ₹2,911.56 crore for Corporate/Wholesale banking.

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