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iFAST Corporation Ltd (AIY) investor relations material
iFAST Corporation Ltd Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary27 Oct, 2025
Executive summary
Net profit rose 54.7% year-on-year to $26.01 million in 3Q2025, with gross revenue up 37% to $135.82 million, driven by Hong Kong ePension, core wealth management, and iFAST Global Bank's turnaround.
Group AUA reached a record $30.62 billion as of 30 September 2025, up 29.6% year-on-year, with all markets and product categories hitting record highs.
Net inflows for 3Q2025 were $1.49 billion, and for nine months 2025, $3.72 billion, both at record levels and exceeding FY2024.
iFAST Global Bank achieved four consecutive profitable quarters, with $0.3 million net profit in 3Q2025 and $2.01 million for nine months 2025; net interest revenue exceeded non-interest income for the first time.
Financial highlights
Gross revenue for nine months 2025 was $362.98 million, up 30.2% year-on-year; net profit was $67.15 million, up 41.8%; EPS for 9M2025 was 22.25 cents, up 39.8% year-on-year.
Profit before tax margin for nine months 2025 was 34.5%.
Annualised ROE for nine months 2025 reached a record 26.1%.
Third interim dividend of 2.30 cents per share, 53% higher year-on-year; total interim dividends for nine months 2025 were 5.90 cents per share.
Operating cashflows for nine months 2025 were $562.93 million; capital expenditure was $22.22 million.
Outlook and guidance
Expecting robust revenue and profit growth for full-year 2025, supported by Hong Kong ePension, core wealth management, and iFAST Global Bank's first full year of profitability.
Directors expect FY2025 total dividends of at least 8.20 cents per share, 39% above FY2024.
Double-digit year-on-year growth guidance for Hong Kong business remains unchanged.
eMPF onboarding of trustees to complete in early 2026, with continued revenue growth expected, though at a lower rate post-onboarding.
Targeting $100 billion AUA by 2028-2030, with continued scaling of the wealth management platform and digital bank.
UK bank profit drivers: interest vs fee income?
Non-banking net interest revenue outlook?
Impact of internal client fund growth on bank?
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Next iFAST Corporation Ltd earnings date
Q4 202515 Feb, 2026
Next iFAST Corporation Ltd earnings date
Q4 202515 Feb, 2026
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Frequently asked questions
It serves financial advisory firms, financial institutions, banks, multinational companies, and both retail and high-net-worth investors. iFAST Corporation provides a wide range of investment products, including unit trusts, bonds, Singapore Government Securities, stocks, exchange-traded funds, and insurance products. Additionally, it offers services such as online discretionary portfolio management, research and investment seminars, Fintech solutions, banking, pension management, and investment administration and transaction services. The company is headquartered in Singapore, and its shares are listed on the SGX.
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