)
Edge31 Oct 2025
Rolls-Royce: Full Thrust Ahead
From century-old crafted perfection to pandemic shock and reset, Rolls-Royce's story is shaped by heritage, turbulence, and a disciplined climb back.
IndusInd Bank (INDUSINDBK) investor relations material
IndusInd Bank Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary18 Oct, 2025
Executive summary
Leadership transition with Rajiv Anand as new MD & CEO, supported by a refreshed senior management team, aiming to leverage strengths and address improvement areas.
Fifth largest private bank with a large distribution network, serving 42 million customers across India with a universal banking approach and diversified loan/deposit mix.
Digital transactions account for 93% of total, with strong growth in digital DIY assets and retail savings accounts.
Unaudited consolidated and standalone financial results for the quarter and half year ended September 30, 2025, were approved by the Board on October 18, 2025, following a limited review by joint statutory auditors, who issued unqualified conclusions on both sets of results.
Board and management team bring extensive experience across banking, risk, and technology.
Financial highlights
Net loss for Q2 FY26 was INR 437 crores (Rs. 43,688 lakhs) on a consolidated basis, compared to a profit of INR 1,331 crores (Rs. 133,129 lakhs) in Q2 FY25, driven by accelerated provisions and write-offs in microfinance.
Net interest income at INR 4,409 crores, with NIM at 3.32% (down 76 bps YoY and 14 bps QoQ).
Gross NPA and Net NPA at 3.6% and 1.04% respectively, with provision coverage ratio at 72%.
Loans stood at INR 3,25,881 crores, down 9% YoY and 2% QoQ; deposits at INR 3,89,600 crores, down 6% YoY and 2% QoQ.
Operating profit declined 43% YoY and 20% QoQ; provisions and contingencies rose 45% YoY and 50% QoQ.
Outlook and guidance
Focus on consolidating the balance sheet, cautious approach in microfinance, and steady retail deposit base.
Expectation of continued demand momentum in vehicle finance, aided by festive season and economic activity.
Medium-term goal to achieve 1% ROA, with focus on cost reduction, productivity, and portfolio diversification.
Board and management are focused on strengthening internal controls, minimizing manual entries, and enhancing oversight following the identification of past discrepancies.
Continued execution of Digital 2.0 strategy and leveraging digital partnerships.
Key leadership gaps remaining?
Microfinance slippage normalization timeline?
Portfolio diversification strategy?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next IndusInd Bank earnings date
Q3 25/2630 Jan, 2026
Next IndusInd Bank earnings date
Q3 25/2630 Jan, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
IndusInd Bank Limited is an Indian private sector bank offering a wide range of financial products and services to individuals, businesses, and government clients. Its services include retail and corporate banking, treasury operations, and digital banking platforms. The bank operates a network of branches and ATMs across India. IndusInd Bank Limited is headquartered in Mumbai, India, and its shares are listed on the NSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage