International Bancshares Investor Relations Material

International Bancshares Corporation (IBOC) is a financial holding company that operates through its primary subsidiary, IBC Bank. The company provides a range of banking services, including commercial and retail banking, through its network of branches across Texas and Oklahoma. Its offerings include traditional deposit products, commercial and consumer loans, mortgage services, and various treasury management services tailored to meet the needs of both individual and business clients. The company also provides international banking services, including foreign exchange and trade finance. International Bancshares Corporation serves a diverse clientele, ranging from individuals to small and medium-sized businesses. The company is headquartered in Laredo, Texas, and its shares are listed on the NASDAQ.