Logotype for International Money Express Inc

International Money Express (IMXI) investor relations material

International Money Express Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for International Money Express Inc
Q2 2025 earnings summary11 Aug, 2025

Executive summary

  • Q2 2025 revenue was $161.1M, down 6.1% year-over-year, with net income of $11.0M, a 21.4% decrease, mainly due to lower transaction volumes and higher operating expenses.

  • Adjusted EBITDA for Q2 2025 was $28.8M, down 7.4% year-over-year; Adjusted Net Income was $15.2M, a 15.7% decrease.

  • A definitive merger agreement was signed with Western Union in August 2025, with shareholders to receive $16.00 per share in cash, pending customary closing conditions.

  • Digital and European channels showed growth, partially offsetting declines in core retail channels and service fees.

  • Higher average principal per transaction and digital product growth partially offset lower transaction volumes.

Financial highlights

  • Q2 2025 revenue: $161.1M (down 6.1% year-over-year); net income: $11.0M (down 21.4% year-over-year).

  • Six months ended June 30, 2025: revenue $305.4M (down 5.1% year-over-year); net income $18.8M (down 28.0% year-over-year).

  • Adjusted EBITDA for Q2 2025: $28.8M (down 7.4% year-over-year); for six months: $50.4M (down 10.8% year-over-year).

  • Basic/diluted EPS for Q2 2025: $0.37 (down 14.0%/11.9% year-over-year); Adjusted EPS: $0.51 (down 7.3%).

  • Cash and cash equivalents at June 30, 2025: $174.7M; outstanding revolving credit facility: $144.1M.

Outlook and guidance

  • No financial guidance provided due to the pending Western Union acquisition.

  • Management expects continued pressure on transaction volumes due to market contraction, especially in the Mexico corridor, but anticipates benefits from digital investments in the mid-to-long term.

  • Restructuring actions are expected to reduce annual expenses by $2.0M, with most benefits realized in 2026.

  • The pending merger with Western Union introduces uncertainty regarding future operations and strategy.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next International Money Express earnings date

Logotype for International Money Express Inc
Q3 20257 Nov, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next International Money Express earnings date

Logotype for International Money Express Inc
Q3 20257 Nov, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

International Money Express Inc provides money transfer and remittance services primarily between the United States and Latin America. The company offers digital and agent-based transaction platforms that support cross-border payments and financial access. It serves individual and family-based customers. The company is headquartered in Miami, Florida, and its shares are listed on the NASDAQ.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage