Q4 and FY25 delivered record revenue and operating income, with strong sales momentum and margin expansion year-over-year.
51 new core deals signed in FY25, including 16 with institutions over $1B in assets; continued upmarket wins.
Technology innovation, cloud migration, and new product launches (e.g., TAP2Local, Rapid Transfers) are driving growth.
Fiscal fourth quarter deconversion revenue reached $20.5 million, with full year fiscal 2025 totaling $33.9 million.
Deconversion revenue arises primarily from client contract terminations due to client acquisitions by other financial institutions.
Q4 GAAP revenue up 10%, non-GAAP revenue up 8%; full-year GAAP revenue up 7%, non-GAAP up 6%.
Q4 non-GAAP operating margin at 23.2%, up 146 bps YoY; full-year non-GAAP margin at 23%, up 70 bps.
FY25 non-GAAP revenue reached $2.3B, non-GAAP operating income $541.1M.
Q4 GAAP EPS $1.75 (up 26%), FY25 GAAP EPS $6.24 (up 19%).
Record operating cash flow of $642M and free cash flow of $410M, with 90% free cash flow conversion.
FY26 GAAP revenue growth guidance: 4.2%–5.4%; non-GAAP revenue growth: 5.8%–7%.
Annual non-GAAP margin expansion of 20–40 bps expected for third consecutive year.
FY26 GAAP EPS guidance: $6.32–$6.44 (1%–3% growth); strong free cash flow conversion (85%–100%) anticipated.
Q1 FY26 non-GAAP revenue growth expected at 7%–7.5%, with Q2 softer and sequential increases in Q3 and Q4.
Deconversion revenue is excluded from non-GAAP revenue in quarterly and annual earnings releases, as it does not reflect ongoing business operations.
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Search for any keyword across all transcripts simultaneously.
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
The easiest way to stay updated during earnings season.
All events from public companies. Live and recorded.
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage