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JTC (JTC) investor relations material
JTC H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary16 Sep, 2025
Executive summary
Delivered 17.3% revenue growth to £172.6m and 15.1% EBITDA growth in H1 2025, with 11.0% net organic growth, surpassing guidance and supported by record new business wins of £19.5m and a robust pipeline exceeding £60m.
Completed integration of Citi Trust and announced acquisition of Kleinwort Hambros Trust Company (KHT), both expected to be earnings accretive.
Board received multiple non-binding offers from Permira and Warburg Pincus, which were rejected.
Continued investment in technology, infrastructure, and compliance to support scalable growth and efficiency.
Maintained industry-leading staff retention at 96% through a shared ownership culture.
Financial highlights
Group revenue reached £172.6m (+17.3% YoY); underlying EBITDA was £56.5m (+15.1% YoY) with a margin of 32.8% (down 0.6pp YoY).
EPS increased by 7.1% to 21.28p; cash conversion at 86%, within guidance.
Net debt rose to £225.1m, mainly due to acquisition outflows; leverage at 2.06x EBITDA.
Interim dividend increased by 16.3% to 5.0p per share.
Return on invested capital improved to 13.0% from 12.6% in 2024.
Outlook and guidance
On track to double the business before end-2027, ahead of Cosmos Era schedule.
Guidance metrics reaffirmed: ≥10% net organic revenue growth, 33–38% EBITDA margin, 1.5x–2.0x net debt/EBITDA, 85–90% cash conversion.
Strong new business pipeline and high win rates (>50%) support continued organic growth above 10%.
Focus on integrating Citi Trust and KHT, with further M&A opportunities under consideration.
Recent acquisitions expected to drive margin improvement and earnings accretion in 2026.
Is 38% EBITDA margin still achievable?
How will Citi Trust AUM fees be managed?
When will JTC resume active M&A?
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Next JTC earnings date
H2 20257 Apr, 2026
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Frequently asked questions
JTC PLC provides fund, corporate and private wealth management services worldwide. The company operates through two segments: Institutional Client Services and Private Client Services. The Institutional Client Services segment offers investment management services through pooled funds, which include open-end investment companies, unit trusts, unit-linked insurance funds and other collective investment schemes; and discretionary mandates for its institutional clients with underlying portfolios managed by third parties. JTC PLC was founded in 1987 and is headquartered in Saint Helier, the United Kingdom.
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