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Kaldalón (KALD) investor relations material
Kaldalón Q3 2025 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 TU earnings summary17 Nov, 2025
Financial performance and outlook
Operating income rose 29% year-on-year to ISK 4,131 million for the first nine months of 2025.
Operating profit before fair value changes reached ISK 3,211 million, with a margin of 78%.
Net financial expenses for the quarter were ISK 1,091 million, with interest costs at ISK 562 million.
Full-year revenue is forecast at ISK 5,500–5,670 million, with operating profit expected at ISK 4,270–4,430 million.
Return on equity annualized at 8%, down from 17% the previous year.
Investment and portfolio development
Investment properties increased by 10% since year-end, now totaling ISK 81,082 million.
Completed acquisitions and handovers include Krókháls 16, Skúlagata 15, and Klettháls 1A.
Approved purchase offer for Austurhraun 7, Garðabær, with closing expected by year-end.
New lease agreements signed for Þverholt 1 and Hæðasmári 6, with several property handovers completed.
Development projects progressing at Suðurhraun 10, Brúartorg 6, and Fossaleyni 19.
Financing and capital structure
ISK 5 billion in market bonds issued since mid-year, split between two tranches.
Refinancing of interest-bearing debt proceeding as planned, with annual interest savings of ISK 720 million.
Weighted average cost of capital rose to 6.77% at quarter-end, up 0.23% since year-end.
Interest-bearing debt increased to ISK 47,795 million, mainly due to new investments.
Equity rose to ISK 26,833 million, with an equity ratio of 32%.
WACC's impact on fair value adjustment
Annual interest savings from debt refinancing
Future income-generating property pipeline
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Frequently asked questions
Kaldalón hf. is a real estate development company based in Reykjavik, Iceland. The company engages in real estate ownership, leasing activities, and real estate development and management. Founded in 2017, Kaldalón's portfolio includes a diverse range of properties primarily located in the Greater Reykjavik area. Its business operations focus on constructing and managing commercial and residential properties, providing rental spaces, and managing real estate investments.The company is headquartered in Reykjavik, Iceland, and its shares are listed on the Nasdaq Iceland.
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