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Kingstone Companies, Inc., underwrites property and casualty insurance products to individuals in New York. It offers non-standard personal automobile policies; standard specialty commercial lines of business, such as commercial automobile physical damage, general liability, tools and equipment floaters, inland marine policies for mobile equipment/mobile and permanent makeup artists, artisans and physicians insurance; residential fire insurance; and homeowners policies. The company also provides commercial automobile liability and physical damage insurance for small businesses and truckers.