Logotype for Kinsale Capital Group Inc

Kinsale Capital Group (KNSL) investor relations material

Kinsale Capital Group Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Kinsale Capital Group Inc
Q2 2025 earnings summary25 Jul, 2025

Executive summary

  • Net income for Q2 2025 rose 44.9% year-over-year to $134.1M, driven by higher investment returns and profitable growth.

  • Operating earnings per share increased 27.5% to $4.78, with record per share net income and disciplined underwriting.

  • Gross written premiums grew 4.9% to $555.5M, with strong broker submissions offsetting declines in Commercial Property.

  • Combined ratio improved to 75.8%, with underwriting income up 25.5% to $95.5M.

  • Book value per share increased 16% since year-end 2024, reaching $73.93 at June 30, 2025.

Financial highlights

  • Net earned premiums for Q2 2025 increased 15.4% to $383.6M year-over-year.

  • Net investment income surged 29.6% to $46.5M, reflecting portfolio growth and market gains.

  • Fee income rose 20.1% to $10.8M; underwriting, acquisition, and insurance expenses increased 13.2% to $81.6M.

  • Float reached $2.9B at June 30, up from $2.5B at year-end 2024.

  • Annualized return on equity for Q2 2025 was 32.5%; annualized operating ROE was 24.7% for H1 2025.

Outlook and guidance

  • Management remains confident in long-term growth and profitability, maintaining a 10–20% growth target over the cycle.

  • Liquidity and capital resources are sufficient for the next 12 months.

  • Near-term headwinds expected from heightened competition, especially in commercial property.

  • No near-term shift expected in the 70/30 casualty/property business mix, but homeowners growth could influence future mix.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Kinsale Capital Group earnings date

Logotype for Kinsale Capital Group Inc
Q3 202524 Oct, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Kinsale Capital Group earnings date

Logotype for Kinsale Capital Group Inc
Q3 202524 Oct, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Kinsale Capital Group Inc. operates as a specialty insurance provider focusing on excess and surplus lines. The company underwrites property, casualty, and specialty risks through a disciplined approach targeting small to medium-sized accounts with unique or hard-to-place exposures. Its services are offered through a network of independent brokers across the United States. The company is headquartered in Richmond, Virginia, and its shares are listed on the NYSE.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage