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Kojamo (KOJAMO) investor relations material
Kojamo Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary30 Oct, 2025
Executive summary
Total revenue and net rental income increased year-over-year, driven by improved occupancy rates and lower tenant turnover, with Q3 occupancy peaking at 96.1%.
FFO declined 6.7% year-over-year due to higher financial and repair expenses.
Major portfolio sale of nearly 2,000 apartments completed, with proceeds used to repay €200 million in debt and launch a share buyback programme.
Moody’s affirmed the Baa2 credit rating and upgraded the outlook to stable, supporting strong financing capabilities.
A strategy review is underway, focusing on refining the current approach, with emphasis on customer experience and operational excellence.
Financial highlights
Total revenue for Jan–Sep 2025 rose 1.4% to €343.6 million; Q3 revenue up 0.4% year-over-year.
Net rental income for Jan–Sep 2025 increased 1.4% to €231.6 million; Q3 net rental income up 0.3%.
FFO for Jan–Sep 2025 decreased 6.7% to €106.1 million; profit before taxes was €9.1 million (up from -€14.3 million YoY).
Fair value of investment properties at period end was €7.6 billion, with a €16.4 million negative valuation impact mainly from modernization investments.
Net promoter score improved to 58 from 54, reflecting enhanced customer interaction.
Outlook and guidance
Total revenue for 2025 expected to increase by 0–2% year-over-year.
FFO for 2025 estimated at €135–141 million, assuming stable SG expenses, repairs, and no further financing arrangements.
Modernization investments for the year are estimated at around €30 million.
Guidance excludes potential future acquisitions/disposals and related taxes.
Impact of asset sale on future dividend policy?
Strategy update's view on capital region oversupply?
CSRD exemption: impact on sustainability goals?
Dynamic pricing impact on new tenant rents?
What is the pecking order for capital allocation?
How were leasing operations made more efficient?
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Q4 202511 Feb, 2026
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Frequently asked questions
Kojamo Oyj is one of Finland's leading companies in the real estate sector specializing in rental apartments, houses and housing services. The company offers a unique service that combines real estate and relocation services based on extensive experience, competitive nature and advanced information technology. The company owns several properties and its services are being provided according to market requests, ensuring that it continuously expands its portfolio. Kojamo Oyj is based in Helsinki, Finland.
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