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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Kreditbanken
Kreditbanken (KRE) investor relations material
Kreditbanken Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary19 Aug, 2026
Executive summary
Pre-tax profit for H1 2026 reached DKK 95.6 million, supported by higher-than-expected interest rates and strong customer activity.
Net profit after tax was DKK 72.9 million, equivalent to DKK 434 per share.
The bank raised its full-year pre-tax profit guidance for 2026 to DKK 175–200 million.
Financial highlights
Net interest income increased by DKK 4.7 million and net fee income by DKK 3.4 million year-over-year.
Positive market value adjustments totaled DKK 14.8 million.
Operating expenses rose by DKK 8.9 million to DKK 88.8 million, mainly due to higher IT costs, more staff, and centenary celebrations.
Loan impairments shifted from an income of DKK 6.6 million to an expense of DKK 5.1 million.
Loans grew 7.3% to DKK 3,044 million; deposits (excl. pool deposits) rose 14.1% to DKK 5,700 million.
Outlook and guidance
H2 2026 profit is expected to be in line with H1, reflecting continued higher interest rates and robust customer activity.
Full-year pre-tax profit guidance for 2026 was raised to DKK 175–200 million.
Forecasts are based on two scenarios due to economic uncertainty affecting net interest income, market adjustments, and loan impairments.
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Latest events from Kreditbanken
- Q1 2026 profit reached DKK 41.9 million, with robust lending and deposit growth amid uncertainty.KRE
Q1 2026 - Profit before tax increased to DKK 156.6 million, with upgraded full-year guidance and robust capital.KREQ3 2025
- H1 2025 profit and robust growth led to a raised full-year outlook amid strong capital ratios.KREQ2 2025
- Profit before tax rose 16% year-over-year, with robust growth in loans and deposits.KREQ3 2024
- Strong H1 2024 profit and solid capital base position the bank for continued resilience.KREQ2 2024
- Strong 2024 results, robust capital, but cautious 2025 outlook amid economic uncertainty.KREQ4 2024
- Solid Q1 results with robust growth and capital strength amid economic uncertainty.KREQ1 2025
Next Kreditbanken earnings date
Q3 202618 Nov, 2026
Kreditbanken
Next Kreditbanken earnings date
Q3 202618 Nov, 2026
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Frequently asked questions
Kreditbanken A/S is a Denmark-based financial institution providing banking services to private individuals, businesses, and organizations. The bank offers a range of products including savings and checking accounts, loans, mortgages, investment services, and insurance solutions. It operates through a network of local branches and digital platforms, focusing on customer-oriented financial advisory and support. Kreditbanken A/S primarily serves clients in Southern Jutland. The company is headquartered in Aabenraa, Denmark, and its shares are listed on the OMX Copenhagen.