)
Edge17 Oct 2025
A Castle in the Sky: The Story of Oracle
Oracle's journey from database innovator to disciplined enterprise backbone, now shaping the AI buildout with a standardized cloud infrastructure.
Landshypotek Bank (LHB) investor relations material
Landshypotek Bank Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary21 Jul, 2025
Executive summary
Market-leading, low-risk agriculture and forestry bank with 24% market share and sustainability integrated into strategy.
Lending volumes grew by SEK 10 billion year-over-year, reaching SEK 115.7 billion, with SEK 2 billion growth in the last quarter, outpacing a cautious market.
Profits are reinvested or returned to agriculture and forestry sectors.
99.8% of loan portfolio is first-lien mortgages; average LTV is 44%.
Credit quality remains strong, with minimal credit losses and no net provisions or losses in Q2.
Financial highlights
Net interest income for Q2 2025 was SEK 283m, up from SEK 268m in Q2 2024; H1 2025 net interest income was SEK 560m.
Operating profit for Q2 2025 was SEK 128m, up from SEK 112m in Q2 2024; H1 2025 operating profit was SEK 252m.
Total income for Q2 2025 was SEK 292m; total expenses increased to SEK 165m.
Credit losses for Q2 2025 were SEK 0m; H1 2025 credit losses SEK 7m (0.03%).
Loans to the public at period end were SEK 115.7bn, up from SEK 105.6bn year-over-year.
Outlook and guidance
Focus on growth with new and existing customers, especially in retail (agriculture and residential), and further development of digital services.
Continued integration of ESG risks into risk management and credit assessment.
Ongoing development of transition financing for agriculture, forestry, and residential mortgage customers.
Management remains cautious due to global and political uncertainty but expects continued growth based on a solid liquidity and capital base.
Customers, especially in farming and forestry, are optimistic and planning further investments.
How does Landshypotek address fraud?
What's driving agriculture investment?
Explain Landshypotek's capital buffers.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Landshypotek Bank earnings date
Q3 202527 Oct, 2025
Next Landshypotek Bank earnings date
Q3 202527 Oct, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Frequently asked questions
Landshypotek Bank is a specialized financial institution in Sweden, focusing on providing competitive funding solutions for the agriculture and forestry sectors. Established in 1836, the bank has a long history of supporting rural living and investments in these industries. Landshypotek Bank operates with a cooperative model, where farming and forestry borrowers become members of the Landshypotek Economic Association, making them part owners of the bank. This structure enables profits to be returned to its members, fostering a circular economy that benefits local food production and sustainable forest management. The bank serves a diverse customer base that includes companies and entrepreneurs within agriculture and forestry, individuals living in farming and forestry properties, as well as homeowners and savers. The company is headquartered in Stockholm, Sweden, and its shares are listed on the Stockholm Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage