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LexinFintech Holdings Ltd. operates as an online consumer finance platform. The company primarily caters to young professionals and college students, offering them access to personal loans and installment purchase services. Through its proprietary platform, LexinFintech provides users with an efficient and user-friendly experience, integrating advanced technologies such as big data, artificial intelligence, and cloud computing to assess creditworthiness and manage risk. The company's key services include installment-based consumer loans, personal loans, and a range of financial products tailored to meet the unique needs of its target demographic. LexinFintech Holdings Ltd. serves the online consumer finance sector in China. The company is headquartered in Shenzhen, China, and its shares are listed on the NASDAQ.