Lincoln National Corporation Investor Relations Material

Lincoln National Corporation is a holding company. The Company operates through three segments: Individual Life, Group and Retirement. The Individual Life segment principally sells individual life and the Scottish Provident Life Assurance companies' annuity products. The Group segment primarily offers property and casualty insurance in the United States, Ireland and England through its subsidiaries: Lincoln National Casualty Company (Lincoln Casualty), Lincoln General Insurance Company (Lincoln General), London Market Excess of Loss Reinsurance Ltd. (LMXR), The Stacey Corporation (Stacey Corporation) and NW Insurance Company (NW Insurance).