Logotype for LM Funding America Inc

LM Funding America (LMFA) investor relations material

LM Funding America Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for LM Funding America Inc
Q2 2025 earnings summary14 Aug, 2025

Executive summary

  • Signed a definitive agreement to acquire an 11 MW Bitcoin mining site in Mississippi for $3.9M, targeting up to 26 MW of owned capacity, fully funded from the balance sheet, with closing expected by September 16, 2025.

  • Transitioned to a fully integrated mining model, relocating all miners to owned Oklahoma facilities and exiting third-party hosting, reducing power costs and improving efficiency.

  • Q2 2025 saw a return to profitability with net income of $0.1M, reversing significant prior losses, and improved mining margins due to cost reductions and fair value gains on digital assets.

  • Expansion in Oklahoma with a 2 MW immersion-based project expected to complete by year-end, enhancing operational efficiency and margins.

  • Operates two business lines: Bitcoin mining (primary revenue driver) and specialty finance for community associations.

Financial highlights

  • Q2 2025 revenue was $1.9M, down from $2.4M in Q1 and $3.0M in Q2 2024, due to lower Bitcoin production from curtailments, halving, and miner relocations, partially offset by higher Bitcoin prices.

  • Net income for Q2 2025 was $0.1M, a turnaround from a $5.4M net loss in Q1 and a $5.6M loss in Q2 2024.

  • Core EBITDA for Q2 2025 was $2.6M, compared to negative $2.8M in Q1 and negative $2.3M in Q2 2024.

  • Held 155.5 Bitcoin valued at $16.7M as of June 30, 2025, and 150.4 Bitcoin valued at $17.8M–$18.0M as of July 31, 2025.

  • Mining margins improved to 41% in Q2 2025 from 38.5% in Q1, driven by lower costs at the Oklahoma facility.

Outlook and guidance

  • Expect curtailment and energy sales to decrease as cooler months approach and immersion mining begins, with improved Bitcoin production and fleet efficiency.

  • Remain committed to expanding Bitcoin treasury and pursuing accretive M&A opportunities in the 5–20 MW range.

  • Plan to acquire additional miners to fully utilize new capacity in Mississippi.

  • Management expects continued negative operating cash flows as it seeks to grow digital mining revenue and maintain operational efficiencies.

  • Working capital needs may rise with expansion; ability to raise additional capital depends on business performance and market conditions.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next LM Funding America earnings date

Logotype for LM Funding America Inc
Q3 202512 Nov, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next LM Funding America earnings date

Logotype for LM Funding America Inc
Q3 202512 Nov, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

LM Funding America Inc. is a company that engages in both cryptocurrency mining and technology-based specialty finance. It began Bitcoin mining operations in September 2022, marking its foray into the cryptocurrency sector. In addition to its cryptocurrency endeavors, LM Funding America offers financial services tailored to nonprofit community associations. These services primarily involve providing funding to these associations in several states, including Florida, Washington, Colorado, and Illinois. The funding supports the associations by financing a portion of their rights to delinquent accounts arising from unpaid assessments. The company is headquartered in Tampa, Florida, and its shares are listed on the Nasdaq.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage