)
Visual24 Oct 2025
The rise of Alphabet
Luzerner Kantonalbank (LUKN) investor relations material
Luzerner Kantonalbank H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary21 Aug, 2025
Executive summary
Achieved record half-year net profit of CHF 150.7 million, up 4.1% year-over-year, despite a challenging environment with lower interest rates and volatile markets.
Strategic focus on diversifying income streams and investing in non-interest business segments led to strong growth in commission, service, and trading income.
Assets under management rose to CHF 40.1 billion, with net new money of CHF 464 million in H1 2025.
The bank is on track to meet or exceed its 2021–2025 strategic financial targets.
Financial highlights
Net profit reached CHF 150.7 million, a 4.1% increase compared to H1 2024.
Operating income was CHF 347.4 million, up 8.7% year-over-year.
Cost-income ratio improved to 45.9%, well below the 50% strategic maximum.
Net interest income grew by 10.1% to CHF 231.7 million, driven by active interest management and higher customer loans.
Trading income exceeded CHF 40 million for the first time in a half-year period.
Outlook and guidance
Full-year 2025 profit is expected at the upper end of the CHF 265–285 million guidance range.
All strategic financial targets for the 2021–2025 period are expected to be met or surpassed.
New strategic priorities for 2026–2030 will be communicated in November 2025.
Non-interest income growth drivers post SNB rate cuts?
Capital strategy to exceed new internal targets?
Net interest income outlook with 0% SNB rates?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Luzerner Kantonalbank earnings date
H2 202513 Mar, 2026
Next Luzerner Kantonalbank earnings date
H2 202513 Mar, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Luzerner Kantonalbank AG is a Swiss regional bank providing a range of financial services including retail and corporate banking, wealth management, mortgage lending, and investment advisory. Serving both private and business clients, the bank offers products such as personal and business accounts, loans, savings plans, and financial advisory services tailored to the needs of individuals, families, and enterprises. Luzerner Kantonalbank has a strong presence in the Lucerne region and places an emphasis on supporting the local economy through customized banking solutions and financial planning services. The company is headquartered in Lucerne, Switzerland, and its shares are listed on the SIX.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage