)
Visual24 Oct 2025
The rise of Alphabet
M&G (MNG) investor relations material
M&G H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary3 Sep, 2025
Executive summary
Achieved £2.6bn net inflows in Asset Management, with 58% of external assets from international clients and cost-to-income ratio reduced to 75%.
Strategic partnership with Dai-ichi Life, including a 15% stake and expected $6bn in new business over five years, supporting Asian market access.
Integrated PruFund onto FNZ technology, enabling access to digital platforms and a £690bn market.
Adjusted operating profit before tax rose to £378m, with profit after tax at £248m, reversing a £56m loss last year.
Assets under management and administration increased 3% to £354.6bn, supported by positive market movements and improved net client flows.
Financial highlights
Net flows from open business reached £2.1bn, a £3.2bn year-on-year improvement.
Adjusted operating profit before tax: £378m; profit after tax: £248m.
Operating capital generation: £408m, with £443m before new business strain.
Asset Management fee-related earnings increased by 14% year-on-year; cost-to-income ratio improved to 75%.
Solvency II coverage ratio improved to 230%, up 7 points from year-end.
Outlook and guidance
On track to achieve £2.7bn cumulative operating capital generation by 2027.
Committed to at least 5% average annual profit growth target.
Targeting £230m in cost savings from transformation by 2025, with £213m already achieved.
Anticipate stronger PruFund flows and annuity market activity in the second half.
With-Profits BPA solution set for launch in Q1 2026.
What is the expected contribution from Dai-ichi partnership?
How will FNZ tech access impact PruFund growth?
What drove the SCR reduction in H1 2025?
Given 230% Solvency II, how to reach <30% leverage?
BPA market competition and unique offering strategy
Beyond H1, what drives Asset Management growth?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next M&G earnings date
H2 202518 Mar, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
M&G plc is a United Kingdom-based savings and investment company providing a range of financial solutions to individual and institutional clients. The company operates through two primary segments: Asset Management and Retail & Savings. It offers investment products such as mutual funds, fixed income securities, and multi-asset strategies, as well as retirement solutions, annuities, and life insurance policies. The company is headquartered in London, United Kingdom, and its shares are listed on the LSE (London Stock Exchange).
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage