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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Mapfre
Mapfre (MAP) investor relations material
Mapfre Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary28 Oct, 2026
Executive summary
9M attributable net result rose 11.5% to €924.3m; premiums increased 2.0% to €22,826.7m, or 0.7% at constant exchange rates.
Profitability benefited from technical management and stronger financial income; Iberia and North America improved, while catastrophe claims weighed on Latam results.
Positive outlook; priorities include completing the 2024–26 Strategic Plan and preparing the 2027–29 plan.
Financial highlights
Non-Life result rose 8.3% to €1,572.7m despite an 8.8% decline in technical result to €869.7m; net financial income increased 39.8% to €739.4m.
Non-Life premiums grew 1.1% to €17,493.3m; Life premiums increased 5.0% to €5,333.4m and Life result rose 7.2% to €532.4m.
Revenue was €27.24bn, up 3.0%; result before tax increased 7.4% to €1,935.4m.
Reinsurance and Global Risks premiums decreased 0.4% to €6.3bn; its Non-Life financial result included €50m of realized gains versus a €4m loss in 2025.
Outlook and guidance
Positive 2026 outlook, with uncertainty around El Niño and weather events; soft-market conditions continue to make growth challenging.
Iberia motor combined ratio guidance remains 96%–97% by year-end; YTD inflation was 4.9% and vehicle maintenance and repair costs rose 4.1%.
Safety Insurance acquisition was on schedule, with closing expected in Q1 2027; shareholder and Massachusetts regulatory approvals remained pending.
The 2027–29 plan is being developed, focused on profitable growth through organic development and selective acquisitions.
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Latest events from Mapfre
- Net result rose 11.5% to €924.3m despite catastrophe pressures.MAP
Q3 2026 (Media) - Net result up 30% to €902M, premiums rose 4.5%, and a record dividend was proposed.MAPQ4 2024
- Leading global insurer with strong financials, robust ESG focus, and ambitious growth targets.MAPCorporate presentation
- Earnings up 9% to EUR 624m; Safety Insurance deal to boost U.S. growth and credit rating.MAPQ2 2026 (Media)
- Net profit up 9.4% to €624M, improved combined ratio, and U.S. acquisition to boost results.MAPQ2 2026
- Net profit up 19.6% to €1.1 billion, record premiums, and largest-ever dividend announced.MAPQ4 2025 (Media)
- Net profit up 19.6% to €1.08 billion, with record premiums and best-ever combined ratio.MAPQ4 2025
- Net result up 23.6% to €570 million, with improved combined ratio and strong premium growth.MAPQ2 2025
- Net result up 47% to €462 million, driven by premium growth and improved profitability.MAPQ2 2024
Next Mapfre earnings date
Q4 202612 Feb, 2027
Mapfre
Next Mapfre earnings date
Q4 202612 Feb, 2027
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Frequently asked questions
Mapfre S.A. is a global insurance and reinsurance company offering services across property, casualty, life, health, and automobile segments. It operates through subsidiaries and partnerships in Europe, Latin America, and other international markets. The company is headquartered in Madrid, Spain, and its shares are listed on the BME.