)
Mebuki Financial Group (7167) investor relations material
Mebuki Financial Group Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net income attributable to owners rose ¥11.7bn YoY to ¥43.7bn, marking the highest first-half profit since business integration, driven by higher interest margins and securities income despite increased expenses from human capital investments.
Ordinary income for the six months ended September 30, 2025, rose 28.7% year-over-year to ¥211,549 million, with net income attributable to owners of the parent up 36.7% to ¥43,773 million.
Comprehensive income surged 426.3% year-over-year to ¥97,175 million, reflecting strong performance and valuation gains.
Core net business income increased by ¥12.3bn YoY to ¥56.0bn, supported by rising domestic interest rates and portfolio management.
The group revised its earnings and dividend forecasts upward, with a planned annual dividend of ¥26.00 per share.
Financial highlights
Consolidated net income: ¥43.7bn (+¥11.7bn YoY).
Ordinary profit increased 29.6% YoY to ¥59,694 million, and basic EPS rose to ¥46.03 from ¥31.85.
Net interest income: ¥90.6bn (+¥15.4bn YoY).
Loans increased by ¥643.2bn YoY (+5.1% annualized), with corporate loans up 7.4% and individual loans up 2.1%.
Total assets as of September 30, 2025, were ¥20,976,744 million, with net assets at ¥1,031,670 million and an equity-to-asset ratio of 4.9%.
Outlook and guidance
Full-year forecast for net income attributable to owners of the parent is ¥75,000 million, up 28.8% year-over-year, with ordinary profit forecast at ¥106,000 million, up 28.0%.
FY2025 consolidated ordinary profit forecast revised to ¥106.0bn (+¥6.0bn from initial), net income to ¥75.0bn (+¥5.0bn).
Annual dividend forecast was revised upward to ¥26.00 per share, reflecting improved earnings.
Subsidiary banks' ordinary profit forecast: Joyo Bank ¥65.0bn, Ashikaga Bank ¥37.5bn.
Policy rate in Japan expected to remain unchanged; two rate cuts anticipated in the U.S.
Next Mebuki Financial Group earnings date
Next Mebuki Financial Group earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)