Mebuki Financial Group
Logotype for Mebuki Financial Group Inc

Mebuki Financial Group (7167) investor relations material

Mebuki Financial Group Q4 2026 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Mebuki Financial Group Inc
Q4 2026 earnings summary13 May, 2026

Executive summary

  • Consolidated net income reached ¥84.2bn, up 44.5% YoY, marking a record high for the group.

  • Core net business income rose by ¥27.3bn YoY to ¥119.6bn, driven by higher loan-deposit interest margins and securities income.

  • Ordinary income rose 23.0% YoY to ¥443.3bn, with ordinary profit up 39.6% to ¥115.7bn.

  • Comprehensive income surged to ¥161.1bn from ¥9.6bn the previous year, reflecting strong market gains.

  • Loans grew by ¥588.7bn (+4.5% YoY), with strong growth in both corporate and individual segments.

Financial highlights

  • Net interest income increased by ¥32.0bn YoY, supported by a ¥36.5bn rise in interest on yen-denominated loans and a ¥20.9bn increase in securities income.

  • Consolidated gross profit was ¥214.2bn, up from ¥206.1bn, with net interest income at ¥50.7bn.

  • Credit related costs were ¥14.8bn, up YoY, mainly due to downgrades of major borrowers.

  • OHR improved to 49.0% (down from 54.2%), reflecting top-line growth and cost control.

  • Annual dividends per share increased to ¥28 (payout ratio 31.4%), with a forecast of ¥40 (39.5%) for FY2026.

Outlook and guidance

  • FY2026 forecast: consolidated ordinary profit of ¥139.0bn (+¥23.3bn YoY) and net income of ¥95.0bn (+¥10.8bn YoY).

  • Fiscal year 2027 forecasts ordinary profit of ¥139.0bn (+20.1% YoY) and net income attributable to owners of ¥95.0bn (+12.8% YoY).

  • ROE expected to rise to approximately 9.0%.

  • Medium-term plan targets ordinary profit of ¥130.0bn+ and net income of ¥90.0bn+ by FY2027.

  • Basic earnings per share forecast for FY2027 is ¥101.21.

Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.
Research faster. Power your platform.

Next Mebuki Financial Group earnings date

Logotype for Mebuki Financial Group Inc
Q1 20273 Aug, 2026
Mebuki Financial Group
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Mebuki Financial Group earnings date

Logotype for Mebuki Financial Group Inc
Q1 20273 Aug, 2026

The essential earnings season companion

The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Explore our global coverage