)
Edge14 Nov 2025
Ball: The King of Cans
From a 19th-century glass-jar legacy to a global plant network, Ball is now a pure-play aluminum can partner to the world's biggest beverage brands.
Mediobanca (MB) investor relations material
Mediobanca Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary5 Nov, 2025
Executive summary
Net profit before extraordinary OPS costs was €322m (down 2% YoY); after OPS costs, net profit was €291m (down 12% YoY), with revenues stable at €868m.
Wealth Management saw €2.5bn NNM (flat YoY), with Premier up 7% and Private & AM down 10%.
Consumer Finance new loans rose 12% YoY to €2.3bn, with ongoing stock repricing.
Board confirmed a €0.59 dividend balance payable in Nov. 2025, totaling €1.15 for FY25, and proposed a 100% cash payout ratio.
Board and committee appointments completed, with new leadership for 2026–28.
Financial highlights
Total income stable YoY at €868m; NII down 1% YoY to €479m; fee income flat at €232m; net treasury income €27.2m (down 30.6% YoY).
Cost/income ratio at 44%; cost of risk at 51bps, overlays at €177m.
TFAs up 12% YoY to €116bn; customer loans up 5% YoY to €54.4bn; funding up 15% YoY to €71.3bn.
CET1 ratio (phase-in) at 15.8%, total capital ratio at 18.7%.
RWA down 5% YoY to €45.2bn; ROTE at 12.8%; RORWA at 2.7%.
Outlook and guidance
FY to end Dec. 2025; guidance for high single-digit revenue growth QoQ, stable net profit/EPS, CET1 in 15.0–15.5% range, and 100% cash payout ratio.
Cost of risk projected to stay in the 50–55bps range, leveraging overlays.
Fee income in CIB and WM expected to improve, while NNM should remain solid but below the previous quarter.
Impact of BMPS accounting policy alignment
WM profitability challenges and strategic response
Future capital management strategy given RWA changes
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Mediobanca earnings date
Q2 20265 Feb, 2026
Next Mediobanca earnings date
Q2 20265 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Mediobanca Banca di Credito Finanziario S.p.A. is an Italian financial services group specializing in corporate and investment banking, wealth management, and consumer banking. The company offers services such as mergers and acquisitions advisory, capital markets, asset management, private banking, and retail lending through its subsidiaries. Mediobanca serves a wide range of clients, including corporations, financial institutions, and high-net-worth individuals, focusing on providing tailored financial solutions and strategic advisory services. The company is headquartered in Milan, Italy, and its shares are listed on Borsa Italiana.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage