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Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
Meezan Bank
Meezan Bank (MEBL) investor relations material
Meezan Bank Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary9 Feb, 2026
Executive summary
Profit after tax declined by 12% year-over-year to Rs 89.0 billion, primarily due to a lower average policy rate in 2025 compared to 2024.
Total assets grew by 23% to Rs 4.81 trillion, with significant growth in investments and deposits.
Deposits increased by 28% year-over-year to Rs 3.30 trillion, with a CASA ratio of 91%.
The branch network expanded to 1,105 branches across 363 cities.
Distribution to shareholders included a 280% cash dividend.
Financial highlights
Net spread earned decreased by 12% year-over-year to Rs 252.5 billion.
Fee, commission, and other income grew by 6% to Rs 22.7 billion.
Operating expenses increased by 3% to Rs 86.8 billion.
Cost to income ratio rose to 30.4% from 26.8% in 2024.
Basic earnings per share fell 13% year-over-year to Rs 49.54.
Outlook and guidance
Management highlighted continued focus on digitalization, branch expansion, and maintaining asset quality.
Emphasis on growing fee-based income and maintaining high CASA ratios.
What is the plan to reverse the rising Cost to Income Ratio?
What is the outlook for NPLs and coverage?
What is the strategy behind the shift to investments?
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Next Meezan Bank earnings date
Q1 202617 Apr, 2026
Meezan Bank
Next Meezan Bank earnings date
Q1 202617 Apr, 2026
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