)
Mid Penn Bancorp (MPB) investor relations material
Mid Penn Bancorp Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net income for Q3 2025 was $18.3 million, up 48.7% year-over-year, with diluted EPS of $0.79 and basic EPS of $0.80; nine-month net income was $36.8 million, nearly flat year-over-year due to higher share count from acquisitions.
Annualized Q3 revenues reached $247.2 million, a 13.8% increase from Q2 2025.
Major acquisitions included William Penn (closed April 2025), Charis Insurance Group, and pending deals with 1st Colonial Bancorp ($101 million) and Cumberland Advisors (expected to add $3.3 billion AUM).
Quarterly dividend increased 10% to $0.22 per share, marking the 60th consecutive quarterly dividend.
Financial highlights
Net interest income for Q3 2025 was $53.6 million, up from $40.2 million in Q3 2024 and $48.2 million in Q2 2025; net interest margin rose to 3.60% from 3.13% year-over-year.
Total assets reached $6.3 billion, up 14.6% from December 2024, driven by loan and deposit growth and acquisitions.
Noninterest income for Q3 2025 was $8.2 million, up 58% year-over-year and 33.2% sequentially, with strong contributions from insurance, mortgage banking, and swap fees.
Noninterest expense for Q3 2025 was $38.0 million, up 26.8% year-over-year but down 20.5% sequentially, reflecting higher compensation, IT, and merger costs.
Book value per share was $34.56; tangible book value per share was $27.96 at quarter-end.
Outlook and guidance
Pending acquisitions of 1st Colonial Bancorp and Cumberland Advisors are expected to close in early 2026 and Q4 2025, expanding market presence and assets under management.
Management expects continued integration costs, focus on realizing synergies, and further progress in net interest margin and operational efficiency.
Next Mid Penn Bancorp earnings date
Next Mid Penn Bancorp earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)