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Edge1 May 2026
Making the Marlboro Man
The story of Marlboro's transformation from a women's cigarette to a global icon: one of the most effective brand repositionings in history.
MILITARY COMMERCIAL JOINT
MILITARY COMMERCIAL JOINT (MBB) investor relations material
MILITARY COMMERCIAL JOINT Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary10 Mar, 2026
Executive summary
Achieved strong growth in total assets, loans, and deposits for the year ended 31 December 2025 compared to 2024.
Net profit after tax increased by 19.3% year-over-year, driven by higher net interest and fee income.
Two share issuances for dividend payment raised charter capital to VND 80,549,999 million.
Financial highlights
Total assets reached VND 1,615,763,927 million, up from VND 1,128,801,062 million year-over-year.
Loans to customers grew to VND 1,084,019,370 million, a 39.6% increase from 2024.
Deposits from customers rose to VND 921,368,132 million, up 29% year-over-year.
Net interest income was VND 51,610,117 million, up 25.4% year-over-year.
Net profit after tax attributable to shareholders was VND 26,778,939 million, up from VND 22,633,757 million.
Basic earnings per share increased to VND 3,325 from VND 2,589.
Outlook and guidance
No material events after the reporting period affecting financial position.
Continued focus on diversified financial services and risk management.
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Latest events from MILITARY COMMERCIAL JOINT
- TOI rose 24% and PBT 12% YoY in Q3 2025, with NPL stable at 1.9% and CIR at 28%.MBB
Q3 202522 Dec 2025 - Net profit after tax rose 16% year-over-year, with assets and capital both significantly increasing.MBBQ2 20255 Sep 2025
- Net profit after tax rose to VND 16,350 billion, driven by strong loan and deposit growth.MBBQ3 202413 Jun 2025
- Net profit after tax rose 10.99% year-over-year to VND 10,697 billion on strong fee and trading income.MBBQ2 202413 Jun 2025
- Profit after tax rose 7.5% to VND 22,634 billion, driven by robust loan and deposit growth.MBBQ4 20249 Jun 2025
- Q1 2025 net profit rose 46% year-over-year, with strong growth in assets and capital.MBBQ1 20256 Jun 2025
Next MILITARY COMMERCIAL JOINT earnings date
Q1 202614 May, 2026
MILITARY COMMERCIAL JOINT
Next MILITARY COMMERCIAL JOINT earnings date
Q1 202614 May, 2026
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