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Edge12 Jun 2026
Set in Stone: The Story of Richemont
From a South African tobacco company to Cartier, a deep dive into how Richemont built one of the world's leading hard luxury empires.
MILITARY COMMERCIAL JOINT
MILITARY COMMERCIAL JOINT (MBB) investor relations material
MILITARY COMMERCIAL JOINT Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary28 Apr, 2026
Executive summary
Consolidated assets as of March 31, 2026, reached VND 1,611,223 billion, slightly down from VND 1,615,764 billion at year-end 2025.
Net profit after tax for Q1 2026 was VND 7,515 billion, up 14.4% year-over-year from VND 6,568 billion.
Loan portfolio quality remained stable, with non-performing loans (NPLs) at manageable levels.
Financial highlights
Net interest income for Q1 2026 was VND 14,913 billion, up from VND 11,692 billion in Q1 2025.
Total operating income reached VND 17,430 billion, with operating expenses at VND 4,347 billion.
Pre-tax profit was VND 9,628 billion, up from VND 8,386 billion year-over-year.
Earnings per share (EPS) for Q1 2026 was VND 933, compared to VND 815 in Q1 2025.
Customer deposits stood at VND 905,918 billion, slightly down from VND 921,368 billion at year-end 2025.
Outlook and guidance
Management expects continued growth in net interest income and profitability, supported by stable asset quality and diversified income streams.
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Latest events from MILITARY COMMERCIAL JOINT
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Q4 202513 Apr 2026 - TOI rose 24% and PBT 12% YoY in Q3 2025, with NPL stable at 1.9% and CIR at 28%.MBBQ3 202522 Dec 2025
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- Profit after tax rose 7.5% to VND 22,634 billion, driven by robust loan and deposit growth.MBBQ4 20249 Jun 2025
- Q1 2025 net profit rose 46% year-over-year, with strong growth in assets and capital.MBBQ1 20256 Jun 2025
Next MILITARY COMMERCIAL JOINT earnings date
Q2 202620 Jul, 2026
MILITARY COMMERCIAL JOINT
Next MILITARY COMMERCIAL JOINT earnings date
Q2 202620 Jul, 2026
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