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Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
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MILITARY COMMERCIAL JOINT (MBB) investor relations material
MILITARY COMMERCIAL JOINT Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary21 Jul, 2025
Executive summary
Consolidated total assets reached VND 1,289,644 billion as of 30 June 2025, up from VND 1,128,801 billion at year-end 2024.
Net profit after tax for H1 2025 was VND 12,445 billion, a 16.0% increase year-over-year.
Charter capital increased to VND 61,023 billion following a share issuance.
Financial highlights
Net interest income for H1 2025 was VND 24,064 billion, up 22.8% year-over-year.
Net fee and commission income reached VND 3,151 billion, up 37.0% year-over-year.
Profit before tax for H1 2025 was VND 15,889 billion, up 18.3% year-over-year.
Basic earnings per share for H1 2025 was VND 2,039, compared to VND 1,450 in H1 2024.
Customer deposits rose to VND 783,292 billion, up from VND 714,154 billion at year-end 2024.
Outlook and guidance
The bank continues to focus on diversified financial services and risk management, aiming for sustainable growth and improved profitability.
MBV non-consolidation impact?
Future NPL provisioning outlook?
Interest rate sensitivity gap strategy?
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Next MILITARY COMMERCIAL JOINT earnings date
Q3 20258 Dec, 2025
Next MILITARY COMMERCIAL JOINT earnings date
Q3 20258 Dec, 2025
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Frequently asked questions
Military Commercial Joint Stock Bank is a Vietnam-based financial institution providing banking and financial services to individuals, businesses, and government entities. The bank offers a range of products, including retail and corporate banking, loans, deposits, payment services, wealth management, and digital banking solutions. It also provides insurance, asset management, and investment banking services through its subsidiaries. MBBank operates a network of branches and digital platforms to serve customers across Vietnam and selected international markets. The company is headquartered in Hanoi, Vietnam, and its shares are listed on the HOSE.
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