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Moltiply Group (MOL) investor relations material
Moltiply Group Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
9M revenue reached €509.047M (+9.0% YoY), EBITDA €139.740M (+15.7%), operating income €83.778M (+10.9%) and net income €53.434M (+40.7%).
Q3 revenue was €165.972M (+0.4% YoY), EBITDA €46.374M (+6.6%), operating income €27.838M (+4.0%) and net income €16.359M (+2.0%).
Financial highlights
9M net income from continuing operations was €52.7M (+36.4%); total net income included €0.8M from discontinued operations.
Q3 service costs declined 3.8% and personnel costs 3.9% YoY; depreciation and amortization increased 10.8%.
9M financial result was negative €10.1M, reflecting €18.0M loan costs and €1.2M dividends to minorities, partly offset by €8.1M MONY Group PLC dividends.
Outlook and guidance
Mavriq Q4 YoY trends are expected closer to Q2 than Q3, with weak early-quarter energy demand against a strong comparison; recovery is expected when energy prices normalize.
BPO & Tech expects FY 2026 EBITDA growth and margin expansion, in continuity with 9M trends and subject to usual seasonality.
BPO & Tech expects no discontinuity in Q4 business-line trends; remortgage comparisons should ease and Moltiply Insurance may benefit from summer claims assignments.
- Revenue and EBITDA grew, but amortization and finance costs cut earnings as mortgage recovery remains key.MOL
Q4 2023 - H1 2026 revenues up 13.7% and net income up 69%, driven by Mavriq Division growth.MOL
Q2 2026 - Q1 2026 delivered strong growth, but Q2 faces energy and mortgage market headwinds.MOL
Q1 2026 - Record revenue and EBITDA growth in 2025, but net income declined on higher costs and liabilities.MOL
Q4 2025 - Nine-month revenues and EBITDA surged over 45% and 42%, led by Verivox consolidation.MOL
Q3 2025 - Revenue and EBITDA rose sharply, but net income fell on higher costs and amortization.MOL
Q3 2024 - H1 2024 revenue up 9.2% to €215.3M; EBITDA and net income rose, but EBIT declined.MOL
Q2 2024 - Q1 2025 revenues up 25.3%, EBITDA up 28.9%, Verivox deal expands international presence.MOL
Q1 2025 - Strong 2024 growth in revenue and net income, with positive 2025 outlook amid regulatory risks.MOL
Q4 2024
Next Moltiply Group earnings date
Next Moltiply Group earnings date
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