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Moltiply Group (MOL) investor relations material
Moltiply Group Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary17 Nov, 2025
Executive summary
Nine-month revenues reached €467.1 million, up 45.4% year-over-year, with Q3 revenues at €165.4 million (+55.3% YoY).
EBITDA for the nine months was €120.8 million (+42.4% YoY); Q3 EBITDA was €43.5 million (+52.2% YoY).
Net income for the nine months was €38.0 million (+28.0% YoY); Q3 net income was €16.0 million (+66.6% YoY).
Growth was driven by both organic performance and the consolidation of Verivox and other acquisitions.
Broking (Mavriq) and BPO & Tech divisions both contributed significantly to growth.
Financial highlights
EBITDA margin for the nine months was 25.9%; Q3 EBITDA margin was 26.3%.
Operating income (EBIT) for the nine months was €75.5 million (+54.0% YoY); Q3 EBIT was €26.8 million (+60.9% YoY).
Net income margin for the nine months was 8.3%; Q3 net income margin was 9.9%.
Services and personnel costs increased due to expansion and higher headcount.
Financial expenses rose from higher loan costs and recalculation of liabilities.
Segment performance
Mavriq (Broking Division) nine-month revenues were €268.2 million (+70.8% YoY); Q3 revenues up 91.8% YoY.
BPO & Tech Division nine-month revenues were €198.8 million (+21.2% YoY); Q3 revenues up 18.0% YoY.
Mavriq nine-month EBITDA was €78.1 million (+68.8% YoY); Q3 EBITDA up 78.9% YoY.
BPO & Tech nine-month EBITDA was €42.6 million (+10.7% YoY); Q3 EBITDA up 14.3% YoY.
Mavriq operating income up 81.0% to €54.5 million; BPO & Tech operating income up 11.2% to €21.0 million for the nine months.
Quantify Verivox acquisition's NFP impact
Mavriq's future demand trends
BPO & Tech: growth drivers and efficiency plans
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Mavriq margin evolution post-Verivox consolidation
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Next Moltiply Group earnings date
Q4 202513 Mar, 2026
Next Moltiply Group earnings date
Q4 202513 Mar, 2026
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Gruppo MutuiOnline S.p.A., headquartered in Italy, is a leading company in the financial sector, specializing in retail credit and insurance brokerage through remote channels. It also provides a range of outsourcing services for credit-related processes to lenders, services for the asset management industry, and insurance claim outsourcing. The company is headquartered in Milan, Italy, and its shares are listed on the Milan Stock Exchange.
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