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MoneyLion (ML) investor relations material

MoneyLion Q4 2024 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q4 2024 earnings summary25 Feb, 2025

Executive summary

  • Achieved record revenue of $546 million in FY 2024, up 29% year-over-year, and net income of $9.1 million, reversing a $45.2 million loss in 2023.

  • Adjusted EBITDA reached $92 million for FY 2024, a 98% increase year-over-year, with a 17% margin.

  • Entered into a definitive agreement to be acquired by Gen Digital, with the transaction expected to close in the first half of Gen's FY 2026.

Financial highlights

  • Q4 2024 revenue grew 40% year-over-year to $158.6 million; full-year revenue up 29% to $545.9 million.

  • Q4 2024 net income was $1.7 million, compared to a $4.2 million loss in Q4 2023; full-year net income $9.1 million vs. $45.2 million loss in 2023.

  • Adjusted EBITDA for Q4 2024 was $25.6 million, up 55% year-over-year; full-year Adjusted EBITDA $92 million, up 98%.

  • Total customers grew 46% year-over-year to 20.4 million; total products up 48% to 34.1 million.

  • Total originations reached $3.1 billion for FY 2024, up 38% year-over-year.

Segment performance

  • Service and subscription revenue for FY 2024 was $533 million, up from $411 million in 2023.

  • Net interest income on loan receivables was $12.9 million for FY 2024, up from $12.2 million in 2023.

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One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
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Eferix Drawings Google Play
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Frequently asked questions

MoneyLion Inc offers a digital financial platform that combines banking, investing, credit-building, and personal finance tools. The company provides mobile banking services, automated investing, cash advances, and financial education to consumers. It serves a primarily U.S.-based customer base through its mobile app. The company is headquartered in New York, New York, and its shares are listed on the NYSE.

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