)

MoneyLion (ML) investor relations material
MoneyLion Q4 2024 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Achieved record revenue of $546 million in FY 2024, up 29% year-over-year, and net income of $9.1 million, reversing a $45.2 million loss in 2023.
Adjusted EBITDA reached $92 million for FY 2024, a 98% increase year-over-year, with a 17% margin.
Entered into a definitive agreement to be acquired by Gen Digital, with the transaction expected to close in the first half of Gen's FY 2026.
Financial highlights
Q4 2024 revenue grew 40% year-over-year to $158.6 million; full-year revenue up 29% to $545.9 million.
Q4 2024 net income was $1.7 million, compared to a $4.2 million loss in Q4 2023; full-year net income $9.1 million vs. $45.2 million loss in 2023.
Adjusted EBITDA for Q4 2024 was $25.6 million, up 55% year-over-year; full-year Adjusted EBITDA $92 million, up 98%.
Total customers grew 46% year-over-year to 20.4 million; total products up 48% to 34.1 million.
Total originations reached $3.1 billion for FY 2024, up 38% year-over-year.
Segment performance
Service and subscription revenue for FY 2024 was $533 million, up from $411 million in 2023.
Net interest income on loan receivables was $12.9 million for FY 2024, up from $12.2 million in 2023.
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage