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MoneyMax Financial Services (5WJ) investor relations material
MoneyMax Financial Services H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
H1 2026 revenue rose 34.1% YoY to S$325.730m; profit before tax increased 73.2% to S$69.491m and profit attributable to owners rose 77.3% to S$52.545m.
Growth was supported by higher retail sales volumes, a larger pawnbroking portfolio and continued store expansion in Singapore and Malaysia.
Financial highlights
Revenue was S$325.730m versus S$242.962m in H1 2025; net profit was S$55.4m, up 74.1% YoY.
Material costs rose 28.3% to S$194.1m, employee expenses rose 28.3% to S$25.9m, finance costs rose 18.4% to S$19.9m and tax expense increased 69.8% to S$14.1m.
Total assets rose 20.0% to S$1,482m and total equity rose 35.7% to S$369m as at 30 June 2026 versus 31 December 2025.
Outlook and guidance
FY2026 profitability is expected to increase YoY, barring unforeseen circumstances; H1 results were in line with prior profit guidance.
26 stores were added in 2026, bringing the network to 139 as at 10 August, including 20 drive-thru locations; a further 10 are planned by year-end, subject to approvals and operational readiness.
Priorities include productivity, operational efficiency, product innovation, digital initiatives and process improvements, alongside expansion in Singapore and Malaysia.
- Higher finance costs and weaker retail sales cut H1 profit, despite lending growth.5WJ
H1 2023 - Record FY2023 revenue and pretax profit, with 51.2% growth in Malaysia.5WJ
H2 2023 - Record 1H 2024 results: revenue rose 43.0%, profit for the period 64.4%.5WJ
H1 2024 - Record FY2024 results: revenue up 36.5%, profit after tax up 65.4%.5WJ
H2 2024 - FY2024 profit grew 65.4% as revenue reached S$390.1m.5WJ
Corporate presentation - Revenue rose 31.2% as gold trading and pawnbroking lifted 1H profit 76.4%.5WJ
H1 2025 - FY2025 revenue rose 38.9% as attributable profit climbed 87.6%.5WJ
H2 2025
Next MoneyMax Financial Services earnings date
Next MoneyMax Financial Services earnings date
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