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MONY Group (MONY) investor relations material
MONY Group H1 2026 (Q&A) earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Record revenue reached £227.1 million, up 6% like-for-like and 1% reported, with adjusted EBITDA up 3% like-for-like and 1% reported, marking the fifth consecutive interim period of growth.
Basic EPS increased by 4% and adjusted basic EPS by 5% year-over-year; profit after tax rose 1% to £46.1 million.
SuperSaveClub membership surpassed 2.5 million, now 19% of group revenue, with MoneySavingExpert app downloads exceeding 3.5 million and strong engagement.
Strategic progress includes leveraging AI for customer experience, launching new propositions, and enhancing operational efficiency, including the transformation of the MoneySuperMarket app and launches in investments, insurance, and business banking.
Over £1.5 billion in household savings delivered in H1 2026.
Financial highlights
Group revenue up 6% like-for-like to £227.1 million; adjusted EBITDA up 3% like-for-like to £76 million.
Basic and adjusted EPS grew by 4% and 5%, respectively; gross profit down 4% to £142.4 million, with gross margin at 63% (down from 66%).
Operating cash flow fell 17% to £36.2 million, mainly due to working capital outflows and channel mix.
Interim dividend per share up 1% to 3.36p; £25 million share buyback in progress, over £19 million repurchased.
Net debt increased to £31.8 million at 30 June 2026, reflecting seasonal cashflow and share buybacks.
Outlook and guidance
Board confident in delivering 2026 adjusted EBITDA within consensus range of £140 million–£148 million.
Positioned for sustainable, profitable growth with ongoing investment in technology, AI, and product innovation.
SuperSaveClub Insurance expected to have limited financial impact in 2026, with more material benefits anticipated as insurance is integrated and scaled.
Business banking and investments positioned as trials, with contributions expected to be assessed after further rollout and customer adoption.
Strong cash generation and disciplined capital allocation expected to continue.
- Record revenue and EBITDA growth, strong innovation, and over £90m in shareholder returns planned.MONY
H1 2026 - Revenue growth and strategic tech initiatives support 2026 EBITDA outlook in consensus range.MONY
Trading update - Record revenue and resilient profit growth delivered with strong shareholder returns.MONY
H2 2025 - Record revenue and EBITDA, AI innovation, and club growth drive strong returns and outlook.MONY
H2 2025 (Q&A) - Growth in revenue and EBITDA, strategic ITG shift, and strong member engagement support outlook.MONY
Trading Update - Record H1 revenue and EBITDA, led by Insurance and Cashback growth and member engagement.MONY
H1 2024 - Record H1 results with strong insurance growth, robust cashflow, and higher dividend.MONY
H1 2024 (Q&A) - Record revenue, higher EBITDA, and a GBP 30m buyback highlight strong growth and confidence.MONY
H2 2024 - Record revenue and EBITDA, strong member growth, and a £30m buyback were announced.MONY
H2 2024 (Q&A)
Next MONY Group earnings date
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Frequently asked questions
Empowering Consumers to Make Smart Financial Decisions
MoneySupermarket is a leading price comparison website that helps consumers save money on various financial products and services. The company's platform serves as a virtual menu, offering users a wide range of options to compare and choose from. MoneySupermarket allows users to compare insurance policies, mortgages, credit cards, loans, energy tariffs, and other financial products. By providing transparent and impartial information, MoneySupermarket empowers consumers to make informed decisions and find the best deals that suit their individual needs.
Insurance, Money, and Home Services
MoneySupermarket operates through its core business segments: Insurance, Money, and Home Services. The Insurance segment allows users to compare and purchase insurance policies, including car insurance, home insurance, travel insurance, and more. The Money segment focuses on comparing and facilitating access to financial products such as credit cards, loans, and mortgages. The Home Services segment enables users to compare and switch energy providers, broadband and TV packages, and other essential services for the home.
A household name in the UK
MoneySupermarket is a prominent player in the online financial comparison industry, connecting millions of consumers with money-saving opportunities. The company's business model revolves around partnering with financial institutions and service providers, earning revenue through referral commissions and advertising.
Founded in 1993, MoneySupermarket has grown significantly and become a household name in the UK and beyond. Its user-friendly platform and comprehensive comparisons have gained the trust of consumers seeking to save money and make better financial choices.
MoneySupermarket has been at the forefront of digital innovation in the financial sector. The company was an early adopter of online price comparison technology, providing users with an efficient way to compare a wide range of financial products and services. MoneySupermarket continues to evolve its digital capabilities, embracing mobile applications and personalized recommendations to enhance the user experience.
Within the online financial comparison industry, MoneySupermarket has notable peers, including: Compare the Market, Confused.com, and GoCompare.
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