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MONY Group (MONY) investor relations material
MONY Group H1 2025 (Q&A) earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 (Q&A) earnings summary21 Jul, 2025
Executive summary
Achieved financial and strategic milestones, with a resilient start to the year and strong progress in member-based propositions and product innovation.
Helped customers save an estimated £1.4 billion in H1 2025.
SuperSaveClub membership surpassed 1.5 million, now generating 14% of group revenue.
Confident in outlook for profitable growth, supported by investments in data, technology, and AI-enabled features.
Strong cash generation and a £96 million shareholder returns package in 2025.
Financial highlights
Revenue grew 1% year-over-year to £225 million; adjusted EBITDA increased 2% to £75 million.
Adjusted Basic EPS rose 4% to 9.3p; interim dividend per share up 1% to 3.3p.
Operating cashflow decreased 16% to £43.7 million due to working capital outflows and revenue mix.
Net debt at £18.4 million as of 30 June 2025.
Gross margin declined to 66% from 68%, mainly due to product mix and B2B business growth.
Outlook and guidance
Full year results expected in line with market expectations; FY25 Adjusted EBITDA consensus £143.7 million (range £137m–£150m).
Board confident in delivering sustainable, profitable growth and deepening customer engagement.
Optimistic but realistic about gradual recovery in the energy market and continued growth in member-based propositions.
How will energy market regulation impact 2026?
Explain the dynamics of H1 working capital outflow.
Detail the drivers of the gross profit margin decline.
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Next MONY Group earnings date
Q3 202512 Nov, 2025
LIVEat 07:00
Next MONY Group earnings date
Q3 202512 Nov, 2025
LIVEat 07:00
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Frequently asked questions
Empowering Consumers to Make Smart Financial Decisions
MoneySupermarket is a leading price comparison website that helps consumers save money on various financial products and services. The company's platform serves as a virtual menu, offering users a wide range of options to compare and choose from. MoneySupermarket allows users to compare insurance policies, mortgages, credit cards, loans, energy tariffs, and other financial products. By providing transparent and impartial information, MoneySupermarket empowers consumers to make informed decisions and find the best deals that suit their individual needs.
Insurance, Money, and Home Services
MoneySupermarket operates through its core business segments: Insurance, Money, and Home Services. The Insurance segment allows users to compare and purchase insurance policies, including car insurance, home insurance, travel insurance, and more. The Money segment focuses on comparing and facilitating access to financial products such as credit cards, loans, and mortgages. The Home Services segment enables users to compare and switch energy providers, broadband and TV packages, and other essential services for the home.
A household name in the UK
MoneySupermarket is a prominent player in the online financial comparison industry, connecting millions of consumers with money-saving opportunities. The company's business model revolves around partnering with financial institutions and service providers, earning revenue through referral commissions and advertising.
Founded in 1993, MoneySupermarket has grown significantly and become a household name in the UK and beyond. Its user-friendly platform and comprehensive comparisons have gained the trust of consumers seeking to save money and make better financial choices.
MoneySupermarket has been at the forefront of digital innovation in the financial sector. The company was an early adopter of online price comparison technology, providing users with an efficient way to compare a wide range of financial products and services. MoneySupermarket continues to evolve its digital capabilities, embracing mobile applications and personalized recommendations to enhance the user experience.
Within the online financial comparison industry, MoneySupermarket has notable peers, including: Compare the Market, Confused.com, and GoCompare.
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