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Monzo Bank Limited is a United Kingdom-based digital bank that offers a range of retail banking services through its mobile-first platform. The company provides current accounts, savings accounts, overdrafts, loans, and debit card services, along with budgeting and financial management tools. Monzo operates primarily through its app and does not maintain a traditional branch network, focusing on technology-driven customer service and user experience. The bank serves individuals and small businesses within the UK. Monzo Bank Limited is headquartered in London, United Kingdom.