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MVB Financial Corp (MVBF) investor relations material
MVB Financial Corp 17th Annual Southwest IDEAS Conference summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.17th Annual Southwest IDEAS Conference summary20 Nov, 2025
Leadership and culture
Leadership emphasizes a culture of trust, commitment, and adaptability, with a strong focus on building trusted partnerships and operating on the financial frontier.
The company’s purpose is to be trusted partners on the financial frontier, committed to client, shareholder, employee, and community success.
Values include love, trust, commitment, adaptivity, and teamwork, which are integrated into all business operations.
Strategic focus and business model
Operates in four main lanes: tech-forward banking, fintech banking, fintech building, and fintech backing.
Specializes in payments, gaming, and fintech lending, with a significant presence in digital gaming and partnerships with major fintechs like Credit Karma and Intuit.
Developed and sold proprietary payment technology (Victor) to Jack Henry, retaining usage rights and profit sharing.
Investments in fintech companies enhance payment capabilities and industry connections.
Growth drivers and innovation
Banking As a Service is a major growth catalyst, leveraging Credit Karma’s vast user base for deposit and account growth.
Fintech-sponsored lending and payments, including stablecoin and cross-border solutions, are key growth areas.
AI-driven operational excellence has reduced compliance headcount and is expected to further lower costs by 2026.
AI's impact on compliance headcount and cost savings
Fintech-sponsored lending model and risk profile
Strategic value of MVB's deposit base
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Next MVB Financial Corp earnings date
Q4 202513 Feb, 2026
Next MVB Financial Corp earnings date
Q4 202513 Feb, 2026
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Frequently asked questions
MVB Financial Corp. is a financial holding company that operates through its primary subsidiary, MVB Bank, Inc. The company provides a range of financial services to individuals and businesses, with operations segmented into CoRe Banking, Mortgage Banking, and Financial Holding. MVB offers traditional banking products such as deposit accounts, loans, and credit lines. Additionally, the company is actively involved in the fintech sector, offering services like Banking-as-a-Service (BaaS) to fintech companies, particularly those in gaming, payments, and digital assets. MVB Financial also provides fraud prevention solutions and digital banking tools. The company operates full-service branches mainly in West Virginia and Virginia. MVB Financial Corp. is headquartered in Fairmont, West Virginia, and its shares are listed on the NASDAQ.
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