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National Bank of Oman (NBOB) investor relations material
National Bank of Oman Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net profit for Q1 2026 reached 19.5 million, up 14% year-over-year, driven by higher net interest and fee income.
Operating profit grew 20.1% year-over-year, reflecting strong revenue growth and controlled expenses.
Oman's stable macroeconomic environment and Vision 2040 diversification supported business momentum.
Financial highlights
Net interest income rose 13.2% to 29.5 million compared to Q1 2025.
Fee income increased 18.9% to 16.7 million year-over-year.
Operating expenses grew 8% to 17.5 million.
Net impairment charges increased 46.6% to 5.6 million.
Gross loans and advances grew 7.6% to 4.5 billion; customer deposits reached 4.3 billion.
CASA ratio stood at 54.1%.
Outlook and guidance
Oman’s Eleventh Five-Year Plan (2026-2030) targets 4% annual GDP growth, focusing on manufacturing, tourism, logistics, renewables, and digital sectors.
The bank expects continued growth, supported by economic diversification and digital transformation.
- Net profit up 11.3% to 182.4m, with strong capital and fee income growth in 2025.NBOB
Q4 20257 Apr 2026 - Record profit and strong growth in 2024, with robust capital and digital, ESG-driven strategy.NBOB
Q4 20243 Feb 2026 - Net profit rose to RO 51.8 million, with assets at RO 5.38 billion and strong capital ratios.NBOB
Q3 20252 Dec 2025 - Net profit up 10.3% YoY to USD 88.4M, with strong capital, asset quality, and digital innovation.NBOB
Q2 202523 Nov 2025 - Q1 2025 net profit up 10.4% year-over-year, with strong loan growth and robust capital ratios.NBOB
Q1 202530 Sep 2025 - Net profit up 5.3% to USD 80.1M (OMR 30.85M) in H1 2024, with strong deposit growth.NBOB
Q2 202430 Sep 2025 - Net profit up 5.5% to USD 118.7m (OMR 45.70m), with strong deposit growth and robust capital ratios.NBOB
Q3 202430 Sep 2025
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