National Bank of Oman
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National Bank of Oman (NBOB) investor relations material

National Bank of Oman Q3 2026 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q3 2026 earnings summary29 Oct, 2026

Executive summary

  • YTD Sep 2026 net profit was OMR 57.6m, up 11.2% YoY; total operating income rose 11.3% to OMR 134.8m.

  • Gross loans reached OMR 4.71bn, up 8.4% YoY; customer deposits were OMR 4.46bn.

Financial highlights

  • Net interest income and Islamic financing income increased 10.5% YoY to OMR 90.7m; net fee and commission income was OMR 21.1m.

  • Operating expenses rose 11.0% to OMR 54.6m; operating profit increased 11.5% to OMR 80.2m.

  • Net impairment losses were OMR 14.0m, up from OMR 11.0m; profit before tax was OMR 66.2m.

  • Net profit was OMR 57.6m vs OMR 51.8m; total comprehensive income was OMR 74.4m vs OMR 66.7m.

Outlook and guidance

  • S&P raised Oman’s 2026 real GDP growth forecast to 3.5% from 1.6%; fiscal surplus was projected at 4.8% of GDP.

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