)
Edge28 Nov 2025
Keeping the Streak Alive: The Story of Duolingo
How Duolingo made language learning addictive, scaled to millions of users, and built a powerful subscription business around everyday practice.
Nawi Group (NAWI) investor relations material
Nawi Group Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary27 Nov, 2025
Executive summary
Achieved record equity of ₪931 million as of March 31, 2025, the highest in the non-bank business credit sector, up 12% year-over-year.
Net profit for Q1 2025 rose 25% to ₪43.1 million compared to Q1 2024.
Total credit portfolio reached ₪4.02 billion, a 31.7% increase year-over-year, with 79% secured by collateral and 73% allocated to residential real estate financing.
Dividend payout of ₪21.5 million approved for Q1 2025 profits, with a new share buyback plan of up to ₪15 million.
Maintains strong liquidity, with ₪1.2–1.4 billion in unused bank credit lines and a short average loan duration of 10 months.
Financial highlights
Q1 2025 revenues grew 23.7% year-over-year to ₪105 million.
Net profit margin improved, with net profit at ₪43.1 million, up from ₪34.5 million in Q1 2024.
Operating income before tax rose 24.9% year-over-year to ₪55.2 million.
Dividend yield over the past 12 months was 7.58%.
Net interest income was ₪62.5 million, 59.6% of total revenue.
Outlook and guidance
Credit portfolio targeted to reach ₪4.3 billion by end of 2025 and ₪5 billion by end of 2026.
Equity expected to grow to ₪1,060 million by end of 2026.
Business expansion includes full in-house project financing, entry into secured consumer credit, and new partnerships with institutional investors.
Management remains cautious in new credit issuance due to ongoing macroeconomic and geopolitical uncertainties.
A new multi-year work plan and budget for 2025–2026 has been adopted.
Real estate LTV risk mitigation effectiveness
Working capital deficit management strategy
Synergies of new real estate ventures
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Nawi Group earnings date
Q4 202519 Mar, 2026
Next Nawi Group earnings date
Q4 202519 Mar, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Nawi Group Ltd is an Israel-based company operating in the financial services and investment sectors. The company specializes in providing credit solutions, including non-bank financing and investment in income-generating assets. The company is headquartered in Tel Aviv, Israel, and its shares are listed on the Tel Aviv Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage