NewtekOne Investor Relations Material

Newtek Business Services (Nasdaq:NEWT) is a business development company focused on the commercial finance and payments sector. The company provides financial services to the small-and medium-sized business market, including accounts receivable financing, payroll processing, cash flow management, tax collection and anticipation note financing, insurance premium financing and commercial real estate financing. It operates its business through two segments: Small-to-Medium Business ("SMB") Lending and Technology.