Nord Insuretech Group
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Nord Insuretech Group (NORDIG) investor relations material

Nord Insuretech Group Q4 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q4 2025 earnings summary27 Feb, 2026

Executive summary

  • 2025 marked a transition from validating the business model to scaling operations, highlighted by the entry of MNK Group as a major strategic investor and accelerated warrant exercise.

  • Achieved significant growth across all key performance indicators, with new business premiums (GWP) increasing nearly fourfold year-over-year and the insurance premium portfolio up 145%.

  • Digital sales reached a tipping point, with 60% of new sales in Q4 completed fully digitally, enhancing scalability and reducing traditional sales costs.

Financial highlights

  • Full-year new business premiums (GWP) rose to SEK 57.573m from SEK 13.880m year-over-year.

  • Insurance premium portfolio ended at SEK 61.755m, up from SEK 25.255m year-over-year.

  • Net revenue for the year was SEK 4.279m, up from SEK 3.256m, while EBITDA was SEK -20.243m (prior year: SEK -18.994m).

  • Profit after tax improved to SEK -35.601m from SEK -38.040m, with earnings per share at SEK -0.10 (prior year: SEK -0.16).

  • Equity ratio strengthened to 42% from 11%, and cash and cash equivalents increased to SEK 10.190m from SEK 4.679m.

Outlook and guidance

  • Focus for 2026 is to capitalize on momentum, expand partnerships, and continue transforming insurance distribution in the Nordic region.

  • Ambition to achieve positive operating performance by 2027, supported by a strengthened balance sheet and digital growth engine.

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Q2 202629 Aug, 2026
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Frequently asked questions

Nord Insuretech Group specializes in providing digital solutions for the insurance industry, focusing on modernizing and streamlining processes through technology. The company develops platforms and tools to enhance policy management, claims processing, and customer engagement. Its solutions cater to insurers and brokers, aiming to improve efficiency and customer experience in the insurance sector. The company is headquartered in Stockholm, Sweden, and its shares are listed on the Spotlight Stock Market.

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