Norion Bank Investor Relations Material

Collector AB, provides financial services to private and corporate customers in Sweden, Norway and internationally. The company offers payment and transaction processing in the form of debit, credit, prepaid and mobile cards. Its portfolio includes cash flow management, factoring of accounts receivable, invoice financing and leasing as well as purchase finance. The company also delivers card products for local authorities, hospitals, major retailers, telcos and other companies; mobile payments with Mblox; e-commerce solutions such as a trusted checkout system; ATM interchange fees; merchant servicing and acquiring services; issuance of cards and PIN numbers; daily balances processed by its subsidiaries across the region; and automated clearinghouse transaction processing. In addition, it offers central systems support in technology platform design and integration to banks, non-bank financial institutions, payment acquirers as well as corporate clients. Collector AB is based in Stockholm, Sweden.