)
Visual24 Oct 2025
The rise of Alphabet
Northrim BanCorp (NRIM) investor relations material
Northrim BanCorp Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary22 Oct, 2025
Executive summary
Net income for Q3 2025 was $27.1M ($1.20/diluted share), up from $8.8M in Q3 2024 and $11.8M in Q2 2025, driven by a $14.2M gain from the sale of Pacific Wealth Advisors assets, higher net interest income, and increased purchased receivable income.
Adjusted net income, excluding the Pacific Wealth Advisors gain, was $16.2M ($0.72 per diluted share).
Nine-month net income was $52.2M ($2.32 per share), up from $26.0M ($1.17) year-over-year.
Return on average assets (ROAA) was 3.32% and return on average equity (ROAE) was 35.66% for Q3 2025.
A four-for-one stock split was completed in September 2025 to enhance liquidity and accessibility.
Financial highlights
Net interest income for Q3 2025 rose 23% year-over-year to $35.3M; net interest margin increased to 4.88%, up 16 bps from Q2 2025 and 53–54 bps year-over-year.
Portfolio loans grew 11% year-over-year to $2.22B; total deposits rose 11% to $2.91B.
Total assets reached $3.31B, up 2% from Q2 2025 and 12% year-over-year.
Efficiency ratio improved to 45.51% from 64.68% in Q2 2025 and 66.11% in Q3 2024.
Dividends per share were $0.16, up from $0.155 in Q3 2024.
Outlook and guidance
Management expects continued strong liquidity and capital positions, with no plans for share repurchases in 2025.
The company anticipates ongoing dividend payments from the bank subsidiary and sufficient liquidity for foreseeable needs.
Management expects continued benefits from loan repricing and lower deposit costs, supporting margins.
What is the trend in adjusted diluted EPS?
Detail asset quality trends in Specialty Finance.
What is the long-term outlook for Alaska's oil sector?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Northrim BanCorp earnings date
Q4 202522 Jan, 2026
Next Northrim BanCorp earnings date
Q4 202522 Jan, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Northrim BanCorp, Inc. is the holding company for Northrim Bank, a community bank primarily serving Alaska. It operates approximately 20 branches across key Alaskan cities, including Anchorage, Fairbanks, and Juneau. The bank offers a broad range of commercial and retail banking services, and also operates an asset-based lending division in Washington state. Additionally, Northrim BanCorp owns Residential Mortgage Holding Company, LLC, a mortgage brokerage firm. The company is headquartered in Anchorage, Alaska, and its shares are listed on NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage