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Nowonomics (NOWO) investor relations material
Nowonomics Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary17 Oct, 2025
Executive summary
Achieved the strongest quarter in company history with record EBITDA and assets under management, driven by cost and revenue initiatives and product innovation.
Launched new savings goal functionality, broadening the customer base and increasing user engagement.
Nowo Global Fund surpassed its high-water mark, generating significant performance fees and expanding platform availability.
Financial highlights
Q3 2025 revenue increased to 7.1 MSEK from 6.7 MSEK year-over-year; EBITDA improved to 0.8 MSEK from 0.3 MSEK.
Net result for Q3 was -1.0 MSEK, an improvement from -1.5 MSEK in Q3 2024.
Cash flow from operations in Q3 was 2.3 MSEK, up from -3.6 MSEK year-over-year.
Assets under management reached 757 MSEK, up 32% from 574 MSEK a year earlier.
For Jan–Sep 2025, revenue was 14.9 MSEK (12.9 MSEK), EBITDA -6.5 MSEK (-9.1 MSEK), net result -11.7 MSEK (-15.1 MSEK).
Outlook and guidance
Preparing for a major marketing campaign in the coming year, with early tests showing strong user acquisition metrics.
Continued focus on operational cash flow positivity and scaling new product features.
How will new account growth be revitalized?
Detail future funding needs and equity plan.
How are new Sparmål impacting AUM and revenue?
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Next Nowonomics earnings date
Q4 202517 Feb, 2026
Next Nowonomics earnings date
Q4 202517 Feb, 2026
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Frequently asked questions
Nowonomics, Inc., doing business as Nowo, is a U.S.-based technology company specializing in financial technology solutions. The company provides a digital platform that enables users to manage savings and investments, with a focus on simplifying personal financial planning. Its services include tools for setting financial goals, tracking progress, and optimizing investments. The company is headquartered in San Francisco, California, and its shares are listed on the Nasdaq.
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